LOANS RECEIVABLE (Tables)

6 Months Ended

Sep. 30, 2021

LOANS RECEIVABLE

Schedule of loans and financing receivable

	September 30,		March 31,
	2021		2021
Commercial and construction
Commercial business (1)	$	206,709	$	265,145
Commercial real estate		567,043		543,467
Land		15,925		14,040
Multi-family		40,455		45,014
Real estate construction		13,621		16,990
Total commercial and construction		843,753		884,656
Consumer
Real estate one-to-four family		69,079		56,405
Other installment		1,700		2,174
Total consumer		70,779		58,579
Total loans		914,532		943,235
Less: Allowance for loan losses		16,500		19,178
Loans receivable, net	$	898,032	$	924,057

(1)SBA PPP loans totaled $32.7 million and $93.4 million at September 30, 2021 and March 31, 2021, respectively.