CONSOLIDATED STATEMENTS OF INCOME - USD ($) $ in Thousands		3 Months Ended
		Jun. 30, 2021	Jun. 30, 2020
INTEREST AND DIVIDEND INCOME:
Interest and fees on loans receivable		$ 10,776	$ 11,528
Interest on investment securities - taxable		999	655
Interest on investment securities - nontaxable		50	18
Other interest and dividends		95	37
Total interest and dividend income		11,920	12,238
INTEREST EXPENSE:
Interest on deposits		442	858
Interest on borrowings		194	252
Total interest expense		636	1,110
Net interest income		11,284	11,128
Provision for (recapture of) loan losses		(1,600)	4,500
Net interest income after provision for (recapture of) loan losses		12,884	6,628
NON-INTEREST INCOME:
BOLI	[1]	190	190
Other, net		88	61
Total non-interest income, net		3,588	2,623
NON-INTEREST EXPENSE:
Salaries and employee benefits		5,754	5,192
Occupancy and depreciation		1,409	1,450
Data processing		765	661
Amortization of CDI		31	35
Advertising and marketing		152	129
FDIC insurance premium		95	48
State and local taxes		198	204
Telecommunications		46	86
Professional fees		317	320
Other		370	560
Total non-interest expense		9,137	8,685
INCOME BEFORE INCOME TAXES		7,335	566
PROVISION FOR INCOME TAXES		1,580	86
NET INCOME		$ 5,755	$ 480
Earnings per common share:
Basic		$ 0.26	$ 0.02
Diluted		$ 0.26	$ 0.02
Weighted average number of common shares outstanding:
Basic		22,344,785	22,256,665
Diluted		22,358,764	22,276,303
Fees and service charges
NON-INTEREST INCOME:
Non-interest income		$ 1,855	$ 1,398
Asset management fees
NON-INTEREST INCOME:
Non-interest income		976	$ 974
BOLI Death Benefit In Excess Of Cash Surrender Value
NON-INTEREST INCOME:
Non-interest income		$ 479

[1] Not within scope of ASC 606