Allowance for Loan Losses: Schedule of Credit Quality Indicators (Tables)

6 Months Ended

Sep. 30, 2013

Tables/Schedules

Schedule of Credit Quality Indicators

	September 30, 2013				March 31, 2013
		Weighted-Average Risk Grade		Classified Loans(2)		Weighted-Average Risk Grade		Classified Loans(2)
Commercial business		3.64	$	7,235		3.64	$	3,816
Commercial real estate		3.99		31,523		4.02		37,643
Land		4.38		2,065		4.57		4,306
Multi-family		3.49		2,546		3.68		3,846
Real estate construction		3.16		-		3.26		175
Consumer (1)		7.00		2,865		7.00		3,059
Total		3.89	$	46,234		3.96	$	52,845
Total loans risk rated	$	431,238			$	439,587
(1)  Consumer loans are primarily evaluated on a homogenous pool level and generally not individually risk rated unless certain factors are met.
(2)  Classified loans consist of substandard, doubtful and loss loans.