Six Months Ended September 30, 2012

Six Months Ended September 30, 2011

(Dollars in Thousands)

Number of Contracts

Pre-Modification Outstanding Recorded Investment

Post-Modification Outstanding Recorded Investment

Number of Contracts

Pre-Modification Outstanding Recorded Investment

Post-Modification Outstanding Recorded Investment

Commercial business

2

$

449

$

430

10

$

3,362

$

3,230

Commercial real estate (1)

5

9,022

8,671

-

Land (1)

3

2,340

1,957

-

Multi-family (1)

1

3,277

3,081

2

3,322

2,441

Consumer

2

1,971

1,702

1

355

308

Total

13

$

17,059

$

15,841

13

$

7,039

$

5,979

⁽¹⁾Original loan was a $5.0 million real estate construction loan restructured into one $3.3 million multi-family, one $875,000 commercial real estate and one $800,000 land loan based upon collateral securing the restructured loans.