CONSOLIDATED STATEMENTS OF OPERATIONS (UNAUDITED) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2016	Mar. 31, 2015
Interest and dividend income:
Loans, including fees	$ 6,089	$ 6,364
Taxable investments	840	845
Dividends	81	79
Interest-earning deposits	109	176
Total interest and dividend income	7,119	7,464
Interest expense:
Deposits	601	644
Borrowings	378	769
Subordinated debentures	59	49
Subordinated promissory notes	182	252
Total interest expense	1,220	1,714
Net interest income	5,899	5,750
Provision for loan losses	0	0
Net interest income after provision for loan losses	5,899	5,750
Non-interest income:
Service charges on deposit accounts	357	415
Other service charges, commissions and fees	751	790
Gains on sale of investment securities available-for-sale, net	0	56
Income from investment in life insurance	43	50
Indemnification from third party payment processor clients	0	179
Other non-interest income	18	40
Total non-interest income	1,169	1,530
Non-interest expense:
Salaries	2,593	2,616
Employee benefits	629	556
Occupancy expenses	336	329
Equipment expenses	148	237
Professional and consulting fees	540	766
FDIC assessments	128	175
Foreclosed asset-related costs, net	99	103
Collection expenses	59	135
Other operating expenses	1,242	1,385
Total non-interest expense	5,774	6,302
Income before income taxes	1,294	978
Income tax expense	463	0
Net income	$ 831	$ 978
Basic net income per common share (in usd per share)	$ 0.03	$ 0.03
Diluted net income per common share (in usd per share)	$ 0.03	$ 0.03
Weighted Average Shares Outstanding, Basic	32,273,475	32,034,791
Weighted Average Shares Outstanding, Diluted	32,522,453	32,097,274