<?xml version="1.0"?>
<edgarSubmission>

    <schemaVersion>X0301</schemaVersion>

    <submissionType>D</submissionType>

    <testOrLive>LIVE</testOrLive>

    <primaryIssuer>
        <cik>0001040799</cik>
        <entityName>FOUR OAKS FINCORP INC</entityName>
        <issuerAddress>
            <street1>6144 US 301 SOUTH</street1>
            <street2></street2>
            <city>FOUR OAKS</city>
            <stateOrCountry>NC</stateOrCountry>
            <zipCode>27524</zipCode>
        </issuerAddress>
        <issuerPhoneNumber>9199632177</issuerPhoneNumber>
        <issuerPreviousNameList>
            <value>None</value>
        </issuerPreviousNameList>
        <jurisdictionOfInc>NC</jurisdictionOfInc>
        <entityType>Corporation</entityType>
        <yearOfInc>
            <overFiveYears>true</overFiveYears>
        </yearOfInc>
    </primaryIssuer>

    <relatedPersonsList>
        <relatedPersonInfo>
            <relatedPersonName>
                <firstName>Ayden</firstName>
                <middleName>R.</middleName>
                <lastName>Lee, Jr.</lastName>
            </relatedPersonName>
            <relatedPersonAddress>
                <street1>6144 U.S. 301 South</street1>
                <street2></street2>
                <city>Four Oaks</city>
                <stateOrCountry>NC</stateOrCountry>
                <zipCode>27524</zipCode>
            </relatedPersonAddress>
            <relatedPersonRelationshipList>
                <relationship>Executive Officer</relationship>
                <relationship>Director</relationship>
            </relatedPersonRelationshipList>
            <relationshipClarification></relationshipClarification>
        </relatedPersonInfo>
        <relatedPersonInfo>
            <relatedPersonName>
                <firstName>Clifton</firstName>
                <middleName>L.</middleName>
                <lastName>Painter</lastName>
            </relatedPersonName>
            <relatedPersonAddress>
                <street1>200 Wall Road</street1>
                <street2></street2>
                <city>Wendell</city>
                <stateOrCountry>NC</stateOrCountry>
                <zipCode>27591</zipCode>
            </relatedPersonAddress>
            <relatedPersonRelationshipList>
                <relationship>Executive Officer</relationship>
            </relatedPersonRelationshipList>
            <relationshipClarification></relationshipClarification>
        </relatedPersonInfo>
        <relatedPersonInfo>
            <relatedPersonName>
                <firstName>Nancy</firstName>
                <middleName>S.</middleName>
                <lastName>Wise</lastName>
            </relatedPersonName>
            <relatedPersonAddress>
                <street1>1094 Southerland Road</street1>
                <street2></street2>
                <city>Clayton</city>
                <stateOrCountry>NC</stateOrCountry>
                <zipCode>27520</zipCode>
            </relatedPersonAddress>
            <relatedPersonRelationshipList>
                <relationship>Executive Officer</relationship>
            </relatedPersonRelationshipList>
            <relationshipClarification></relationshipClarification>
        </relatedPersonInfo>
        <relatedPersonInfo>
            <relatedPersonName>
                <firstName>W.</firstName>
                <middleName>Leon</middleName>
                <lastName>Hiatt, III</lastName>
            </relatedPersonName>
            <relatedPersonAddress>
                <street1>127 Windsor Green Drive</street1>
                <street2></street2>
                <city>Clayton</city>
                <stateOrCountry>NC</stateOrCountry>
                <zipCode>27520</zipCode>
            </relatedPersonAddress>
            <relatedPersonRelationshipList>
                <relationship>Executive Officer</relationship>
            </relatedPersonRelationshipList>
            <relationshipClarification></relationshipClarification>
        </relatedPersonInfo>
        <relatedPersonInfo>
            <relatedPersonName>
                <firstName>Jeff</firstName>
                <middleName>D.</middleName>
                <lastName>Pope</lastName>
            </relatedPersonName>
            <relatedPersonAddress>
                <street1>106 Lakeridge Drive</street1>
                <street2></street2>
                <city>Smithfield</city>
                <stateOrCountry>NC</stateOrCountry>
                <zipCode>27577</zipCode>
            </relatedPersonAddress>
            <relatedPersonRelationshipList>
                <relationship>Executive Officer</relationship>
            </relatedPersonRelationshipList>
            <relationshipClarification></relationshipClarification>
        </relatedPersonInfo>
        <relatedPersonInfo>
            <relatedPersonName>
                <firstName>William</firstName>
                <middleName>J.</middleName>
                <lastName>Edwards</lastName>
            </relatedPersonName>
            <relatedPersonAddress>
                <street1>Camellia Drive</street1>
                <street2></street2>
                <city>Four Oaks</city>
                <stateOrCountry>NC</stateOrCountry>
                <zipCode>27524</zipCode>
            </relatedPersonAddress>
            <relatedPersonRelationshipList>
                <relationship>Director</relationship>
            </relatedPersonRelationshipList>
            <relationshipClarification></relationshipClarification>
        </relatedPersonInfo>
        <relatedPersonInfo>
            <relatedPersonName>
                <firstName>Warren</firstName>
                <middleName>L.</middleName>
                <lastName>Grimes</lastName>
            </relatedPersonName>
            <relatedPersonAddress>
                <street1>1215 Walnut Drive</street1>
                <street2></street2>
                <city>Smithfield</city>
                <stateOrCountry>NC</stateOrCountry>
                <zipCode>27577</zipCode>
            </relatedPersonAddress>
            <relatedPersonRelationshipList>
                <relationship>Director</relationship>
            </relatedPersonRelationshipList>
            <relationshipClarification></relationshipClarification>
        </relatedPersonInfo>
        <relatedPersonInfo>
            <relatedPersonName>
                <firstName>Roy</firstName>
                <middleName>Max</middleName>
                <lastName>Raynor, Jr.</lastName>
            </relatedPersonName>
            <relatedPersonAddress>
                <street1>113 Main Street</street1>
                <street2></street2>
                <city>Benson</city>
                <stateOrCountry>NC</stateOrCountry>
                <zipCode>27504</zipCode>
            </relatedPersonAddress>
            <relatedPersonRelationshipList>
                <relationship>Director</relationship>
            </relatedPersonRelationshipList>
            <relationshipClarification></relationshipClarification>
        </relatedPersonInfo>
        <relatedPersonInfo>
            <relatedPersonName>
                <firstName>Percy</firstName>
                <middleName>Y.</middleName>
                <lastName>Lee</lastName>
            </relatedPersonName>
            <relatedPersonAddress>
                <street1>2149 Shotwell Road</street1>
                <street2></street2>
                <city>Clayton</city>
                <stateOrCountry>NC</stateOrCountry>
                <zipCode>27520</zipCode>
            </relatedPersonAddress>
            <relatedPersonRelationshipList>
                <relationship>Director</relationship>
            </relatedPersonRelationshipList>
            <relationshipClarification></relationshipClarification>
        </relatedPersonInfo>
        <relatedPersonInfo>
            <relatedPersonName>
                <firstName>Paula</firstName>
                <middleName>C.</middleName>
                <lastName>Bowman</lastName>
            </relatedPersonName>
            <relatedPersonAddress>
                <street1>2722 King Mill Road</street1>
                <street2></street2>
                <city>Four Oaks</city>
                <stateOrCountry>NC</stateOrCountry>
                <zipCode>27524</zipCode>
            </relatedPersonAddress>
            <relatedPersonRelationshipList>
                <relationship>Director</relationship>
            </relatedPersonRelationshipList>
            <relationshipClarification></relationshipClarification>
        </relatedPersonInfo>
        <relatedPersonInfo>
            <relatedPersonName>
                <firstName>Michael</firstName>
                <middleName>A.</middleName>
                <lastName>Weeks</lastName>
            </relatedPersonName>
            <relatedPersonAddress>
                <street1>8508 Mt. Pleasant Church Road</street1>
                <street2></street2>
                <city>Willow Springs</city>
                <stateOrCountry>NC</stateOrCountry>
                <zipCode>27592</zipCode>
            </relatedPersonAddress>
            <relatedPersonRelationshipList>
                <relationship>Director</relationship>
            </relatedPersonRelationshipList>
            <relationshipClarification></relationshipClarification>
        </relatedPersonInfo>
        <relatedPersonInfo>
            <relatedPersonName>
                <firstName>John</firstName>
                <middleName>W.</middleName>
                <lastName>Bullard</lastName>
            </relatedPersonName>
            <relatedPersonAddress>
                <street1>225 Lakewood Drive</street1>
                <street2></street2>
                <city>Pinehurst</city>
                <stateOrCountry>NC</stateOrCountry>
                <zipCode>28374</zipCode>
            </relatedPersonAddress>
            <relatedPersonRelationshipList>
                <relationship>Director</relationship>
            </relatedPersonRelationshipList>
            <relationshipClarification></relationshipClarification>
        </relatedPersonInfo>
    </relatedPersonsList>

    <offeringData>
        <industryGroup>
            <industryGroupType>Commercial Banking</industryGroupType>
        </industryGroup>
        <issuerSize>
            <revenueRange>$25,000,001 - $100,000,000</revenueRange>
        </issuerSize>
        <federalExemptionsExclusions>
            <item>06</item>
        </federalExemptionsExclusions>
        <typeOfFiling>
            <newOrAmendment>
                <isAmendment>false</isAmendment>
            </newOrAmendment>
            <dateOfFirstSale>
                <value>2009-05-15</value>
            </dateOfFirstSale>
        </typeOfFiling>
        <durationOfOffering>
            <moreThanOneYear>false</moreThanOneYear>
        </durationOfOffering>
        <typesOfSecuritiesOffered>
            <isDebtType>true</isDebtType>
        </typesOfSecuritiesOffered>
        <businessCombinationTransaction>
            <isBusinessCombinationTransaction>false</isBusinessCombinationTransaction>
            <clarificationOfResponse></clarificationOfResponse>
        </businessCombinationTransaction>
        <minimumInvestmentAccepted>0</minimumInvestmentAccepted>
        <salesCompensationList></salesCompensationList>
        <offeringSalesAmounts>
            <totalOfferingAmount>12000000</totalOfferingAmount>
            <totalAmountSold>5750000</totalAmountSold>
            <totalRemaining>6250000</totalRemaining>
            <clarificationOfResponse></clarificationOfResponse>
        </offeringSalesAmounts>
        <investors>
            <hasNonAccreditedInvestors>false</hasNonAccreditedInvestors>
            <totalNumberAlreadyInvested>15</totalNumberAlreadyInvested>
        </investors>
        <salesCommissionsFindersFees>
            <salesCommissions>
                <dollarAmount>0</dollarAmount>
            </salesCommissions>
            <findersFees>
                <dollarAmount>0</dollarAmount>
            </findersFees>
            <clarificationOfResponse></clarificationOfResponse>
        </salesCommissionsFindersFees>
        <useOfProceeds>
            <grossProceedsUsed>
                <dollarAmount>0</dollarAmount>
            </grossProceedsUsed>
            <clarificationOfResponse></clarificationOfResponse>
        </useOfProceeds>
        <signatureBlock>
            <authorizedRepresentative>false</authorizedRepresentative>
            <signature>
                <issuerName>FOUR OAKS FINCORP INC</issuerName>
                <signatureName>Miranda R. Miller</signatureName>
                <nameOfSigner>Miranda R. Miller</nameOfSigner>
                <signatureTitle>Attorney-in-fact</signatureTitle>
                <signatureDate>2009-05-29</signatureDate>
            </signature>
        </signatureBlock>
    </offeringData>
</edgarSubmission>
