Premises and Equipment, Net

12 Months Ended

Dec. 31, 2016

Property, Plant and Equipment [Abstract]

Premises and Equipment, Net Disclosure

Premises and Equipment, Net

Premises and equipment, net consist of the following (dollars in thousands):

	December 31,						Useful Life (in years)
	2016			2015
Computer software	$	239,868		$	213,923		3 - 7
Computer hardware	36,515			35,120			3
Furniture and fixtures	10,543			10,649			3
Office equipment and other	13,347			6,053			3
Assets in development	4,741			23,995
Total premises and equipment	305,014			289,740
Less: accumulated depreciation and amortization	(222,386		)	(183,259		)
Premises and equipment, net	$	82,628		$	106,481

The Company recorded depreciation and amortization expense for premises and equipment of $47.5 million, $49.7 million and $53.8 million, which includes amortization expense for computer software of $37.4 million, $37.9 million and $40.7 million, for the years ended December 31, 2016, 2015 and 2014, respectively. Unamortized computer software costs were $62.7 million and $70.4 million at December 31, 2016 and 2015.