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Servicer and Protective Advances, Net
 12 Months Ended
Dec. 31, 2014
Receivables [Abstract]  
Servicer and Protective Advances, Net
Servicer and Protective Advances, Net
Servicer advances consist of principal and interest advances to certain unconsolidated securitization trusts to meet contractual payment requirements to credit owners. Protective advances consist of advances to protect the collateral being serviced by the Company and primarily include payments made for property taxes, insurance and foreclosure costs. Servicer and protective advances, net, consist of the following (in thousands):
 
 
December 31,
 
 
2014
 
2013
Servicer advances
 
$
59,587

 
$
53,473

Protective advances
 
1,813,922

 
1,390,503

Total servicer and protective advances
 
1,873,509

 
1,443,976

Less: Allowance for uncollectible advances
 
(112,427
)
 
(62,542
)
Servicer and protective advances, net
 
$
1,761,082

 
$
1,381,434


The following table shows the activity in the allowance for uncollectible advances (in thousands):
 
 
For the Years Ended December 31,
 
 
2014
 
2013
 
2012
Balance at beginning of the year
 
$
62,542

 
$
34,418

 
$
27,711

Provision for uncollectible advances
 
75,704

 
37,993

 
13,199

Charge-offs, net of recoveries and other
 
(25,819
)
 
(9,869
)
 
(6,492
)
Balance at end of the year
 
$
112,427

 
$
62,542

 
$
34,418