8-K 1 b54397hce8vk.txt HANOVER CAPITAL MORTGAGE HOLDINGS, INC. UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): April 1, 2005 (April 1, 2005) HANOVER CAPITAL MORTGAGE HOLDINGS, INC. -------------------------------------------------------------------------------- (Exact name of Registrant as Specified in its Charter) Maryland 001-13417 13-3950486 --------------------------- ---------- ------------------- (State or Other Jurisdiction (Commission (IRS Employer of Incorporation) File Number) Identification No.) 379 Thornall Street, Edison, New Jersey 08837 -------------------------------------------------------------------------------- (Address of Principal Executive Offices) Registrant's telephone number, including area code (732) 548-0101 N/A -------------------------------------------------------------------------------- (Former Name or Former Address, if Changed Since Last Report) Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions: [ ] Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425) [ ] Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12) [ ] Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b)) [ ] Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c)) SECTION 2 - FINANCIAL INFORMATION ITEM 2.02. RESULTS OF OPERATIONS AND FINANCIAL CONDITION. On April 1, 2005, the Company issued a press release announcing its 2004 fourth quarter and year end results. A copy of the release is furnished as Exhibit 99.1 to this Current Report on Form 8-K. The information furnished in this section of this Current Report on Form 8-K and in Exhibit 99.1 attached hereto, with respect to the Company's net earnings only, shall not be deemed "filed" for the purposes of Section 18 of the Securities Exchange Act of 1934, as amended, nor shall it be deemed incorporated by reference in any filing under the Securities Act of 1933, as amended, except as shall be expressly set forth by specific reference in such filing. SECTION 9 - FINANCIAL STATEMENTS AND EXHIBITS ITEM 9.01. FINANCIAL STATEMENTS AND EXHIBITS. (c) Exhibits. 99.1 Press Release, dated April 1, 2005. [signature on following page] SIGNATURE Pursuant to the requirements of the Securities Exchange Act of 1934, as amended, the Registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. HANOVER CAPITAL MORTGAGE HOLDINGS, INC. Date: April 1, 2005 By: /s/ J. Holly Loux ------------------------------------ J. Holly Loux, Chief Financial Officer and Treasurer INDEX TO EXHIBITS
EXHIBIT NO. DESCRIPTION ----------- ----------- Exhibit 99.1 Press Release, dated April 1, 2005.