-----BEGIN PRIVACY-ENHANCED MESSAGE-----
Proc-Type: 2001,MIC-CLEAR
Originator-Name: webmaster@www.sec.gov
Originator-Key-Asymmetric:
 MFgwCgYEVQgBAQICAf8DSgAwRwJAW2sNKK9AVtBzYZmr6aGjlWyK3XmZv3dTINen
 TWSM7vrzLADbmYQaionwg5sDW3P6oaM5D3tdezXMm7z1T+B+twIDAQAB
MIC-Info: RSA-MD5,RSA,
 M5b8ciJjyGGfPoW1YarwxOtx2es18xWI61NVRRDUHoxvKC4B/kymrgl1UFpb+z+p
 gHtkaLhWb2NaiP/7GrJ5AQ==

<SEC-DOCUMENT>0000000000-10-022260.txt : 20100810
<SEC-HEADER>0000000000-10-022260.hdr.sgml : 20100810
<ACCEPTANCE-DATETIME>20100423102008
<PRIVATE-TO-PUBLIC>
ACCESSION NUMBER:		0000000000-10-022260
CONFORMED SUBMISSION TYPE:	UPLOAD
PUBLIC DOCUMENT COUNT:		1
FILED AS OF DATE:		20100423

FILED FOR:		

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			AMERICAN EQUITY INVESTMENT LIFE HOLDING CO
		CENTRAL INDEX KEY:			0001039828
		STANDARD INDUSTRIAL CLASSIFICATION:	LIFE INSURANCE [6311]
		IRS NUMBER:				421447959
		STATE OF INCORPORATION:			IA
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		UPLOAD

	BUSINESS ADDRESS:	
		STREET 1:		5000 WESTOWN PARKWAY
		STREET 2:		SUITE 440
		CITY:			WEST DEMOINES
		STATE:			IA
		ZIP:			50266
		BUSINESS PHONE:		5152210002

	MAIL ADDRESS:	
		STREET 1:		5000 WESTOWN PKWY
		STREET 2:		STE 440
		CITY:			WEST DES MOINES
		STATE:			IA
		ZIP:			50266
PUBLIC REFERENCE ACCESSION NUMBER:		0001047469-09-002726
</SEC-HEADER>
<DOCUMENT>
<TYPE>LETTER
<SEQUENCE>1
<FILENAME>filename1.pdf
<TEXT>
<PDF>
begin 644 filename1.pdf
M)5!$1BTQ+C4-"B6UM;6U#0HQ(#`@;V)J#0H\/"]4>7!E+T-A=&%L;V<O4&%G
M97,@,B`P(%(O3&%N9RAE;BU54RD@+U-T<G5C=%1R9652;V]T(#(R(#`@4B]-
M87)K26YF;SP\+TUA<FME9"!T<G5E/CX^/@T*96YD;V)J#0HR(#`@;V)J#0H\
M/"]4>7!E+U!A9V5S+T-O=6YT(#(O2VED<UL@,R`P(%(@,3<@,"!272`^/@T*
M96YD;V)J#0HS(#`@;V)J#0H\/"]4>7!E+U!A9V4O4&%R96YT(#(@,"!2+U)E
M<V]U<F-E<SP\+T9O;G0\/"]&,2`U(#`@4B]&,B`W(#`@4B]&,R`Y(#`@4B]&
M-"`Q,2`P(%(O1C4@,3,@,"!2/CXO6$]B:F5C=#P\+TEM86=E,34@,34@,"!2
M/CXO4')O8U-E=%LO4$1&+U1E>'0O26UA9V5"+TEM86=E0R]);6%G94E=(#X^
M+TUE9&EA0F]X6R`P(#`@-C$R(#<Y,ET@+T-O;G1E;G1S(#0@,"!2+T=R;W5P
M/#PO5'EP92]'<F]U<"]3+U1R86YS<&%R96YC>2]#4R]$979I8V521T(^/B]4
M86)S+U,O4W1R=6-T4&%R96YT<R`P/CX-"F5N9&]B:@T*-"`P(&]B:@T*/#PO
M1FEL=&5R+T9L871E1&5C;V1E+TQE;F=T:"`R.3,W/CX-"G-T<F5A;0T*>)RU
M6MUSVS82?_>,_P<\2C<630`$/]I.9QP[N4NOOJ:MKS<WG3XP)F5Q(I$R25G)
M?W^["Y(B1`'2RS736*$6NXO]_.W2MW=U6RS3YY;]\,/M7=NFSZL\8W_>/E7;
MOVZ?OFWSVT_I2U&F;5&5/_[(WCW<LW=/UU>W'SCC@CTMKZ\X\^$/9XGO^2)@
M41!X2<B>-M=7OJ=\@=_2S_KE^,EO?[^^^G/&YG^QIY^NK]X#6_;^\9ZQVT^H
MS./]QP?F&S*%3::?>$*+9"B%G6?,1XR/N(6)\F1,[,XP$0XF,??414RD@TD8
M>=%%3`+#3M)BIU!)+^GY_5&D[$/Z/`]F3;$IY@LQ6^<L+3/V;WCD_>ZQQ[F<
MI<5Z)':LHA"1)Z7)TJFBNLB58>![O.?W".+9[_-%,&NK+;,HPN$$&,DX&$3"
MM]*#4</0I'<J'CH<),(+0R5R,.%B%"K_Y_\L1I%1[/F1J<K=MIZK&03`0LZ8
ML!P,X(1,S(-VVGA">\.$SWW;@6!ZP&GEV&YEE<07YE+B8!('%T8[]QU<(CZ*
M\=IC/\T7\:Q:E>P1LBYMJS<HN+;HA6N`!@8+MR*.2J=4=`C?/PJL!3G\S^ZQ
M&JQ2^%C4F[2$.G!C32;EQ:')R)YX\83VWD8;A5YBDJZ*?`GQ:.4.A@F%>>2#
MK7;YRA/*I(4*R/FLQ$N7:(@B7=M$B2#TQ)%VO]AH%42,-&F7\T4X6X*Y%9F[
MMAV-?2]6E]E6Q%"&(Y.6KI*QIWJ^T(+P00/7]&>[&GSJDBV5[TF'[&F8.7JA
M"N2HJFQ(+MV>-&3O7W=%"Q$G9M_FP@<QBV3V<<[EK'S#C[G5X2%R-9@W[0:[
M!4HH6T8>_7DN^*Q88H91;#O\I"*3VS^J=5:4+[83B?1B;IZP<@==CVDIR:K-
MEK0D2^!MO]D<`D=#:9<V=8@#5RB1>)'JN"C?]]E_^AAIVFI?LD]H1=2I_K(G
M/RVXTMZY026Q)\L9>4V'$51J6PT7*O&X-$6Z%0\<BG/E)3V7D<[L(8>`;MAC
M5:!*)3V]813K'^="SBI4>Y_.0VBP^!'@9QA:TYM[,C)EN34VH4W`$D+`4W"C
M?.E%_"*6X1'+TV@I@)_0(#7#WW*XWG>V;/$C**@&O1,0<*&.Z>_FBVBV&0H'
ME,CG%+(70^65X@'_*MIO[&.)G]ZT:S9=E:-G+?MYE(J07_@PHW/S6).\L/MJ
M,X=PV^*_4GIVG!0GX*,$T`ZF-2_HM'#DMC`':`<S2@"-2"5#/X%4K:B>HAVL
MMH.J"4EJ'+5B'!XF$^*%M2M*A*X&[3]MM+%`!XY)K?K&ZIB46E2%3F8MW'0U
M)#HF#YFA:)[1D=`E_TN]A6C?8TTK!Z?B%_3!"CL%]WQEBG[`,-90A.P,C>`S
M)/(A[)CD-G8Q!#DWV2'`M.)+SB?TL0.\^M)NT&F`Q1<-/$$HO.BLA_R8@M%%
MZXCA\3$R+[FW*-'`15N\Y0Q\_`F]BO:MOG[3!;Y-NP+?Q?LHC:M2SV7HIY7A
M:JH",$GRX`Y]I25!<J_G\2@>8+8H;(8&<!9&IM)K)GUR9&([!.T;O6,ST-0[
M#I2/8T=RUB6=;<>T.C'60[+\J_+<N/DR21HW&[2^;\L!'H<X(!C4UGH"%TZ.
M[BMYPFV\!:9K8M=ZNB"Y;'\32.4%\B*&CFDF`.U".0YS0C#LT>%!M-3X6(T#
M&)S$&8R0A'4.T^5U?-;:>F-:$ABT[DLZL'0`?3R^C,LI`-A%K4PH78YP%*.1
MC_HVZP>$MR+'MK]'<V8(J!*-`ZM=;1^/)(Y'AHP:RP`!@FU5-CE;#IL%71,L
M]9S[.*<9G*RMA,L)K;'!L,$]&418T8V#6&NPTUF[MHPBA!N7:09SW#%M6S&T
M(`Y!U6;3VP%FEL$F[0"NP=!@O`Q]T^:934H7'RA,]%(>H2OK7KH"[&`+3PG3
MK#`/.K<R/)P>L->N9$+;S:4K-'`7<!"`K%WIL*C69(-JCZ,7X'>&^AM&\O1D
MUPV*@.Y+,";^`PT:F;0W;#_@%II_O^BI0`<Q/MTQ<,89H\*-A_JTQ=2`\I#E
M;->P_1PQ+\I;L:)<$F3:T+:<T=.*?3[VYJ[,>A#=M'KPLX4TB$U,Z4,.<IV#
MR`J@V+IJ=G4.UO.8GN56Q#\'<PQ7IP\38YZ[NA)>V(\LQ.]UIX%]HX'=J"*@
M(4F)MP)2/"L:<A-*[-0+(+#0S6`HM"$:<C.,ORT57+#;V#7;N@(B,#:1D2>;
M5;5;(\[,\..>G+"BFJTMOG*-^?VM9(SS^.A6J'*&.O>F#+6]]H4.1[:NJB\Z
M.XLO.4-Y$,,0!&6K)QJ]NVA7!T53]$-9[O!R:U;5<&U<<VC/%QNV+-:ZQU"8
MW[##>H8^;K?ZZ^=N<_-YG=\`BW,W@[G-[V^V7Q4Z^?5F03N)M.B\GZ'+E@4)
MA6"$[Y[7NXRTUT'M68L\("V?F^+LM`I7``8M+7B6&#[AH%E6L;)J(6'61?Y&
M'FA7:3MJ14V.EC;<!(6C:,[9!&"^Z`73;J#?=#9-BMVM/JAQP_#Y5S38=IV"
MN3%>:YIA%WIAU4"(TNN2<FQ67:0IE'2+\W#1$.FA>=FBHC7#:JQO,D3)OJ"U
MCZYTYW/#?5&11%[`)W4J@R+8KW8WN,N)1INV.@65,5]3Q/-9IOT.]0LFNTFQ
M:/`%T6U5=Q8)AF*`J1?HE3'NW00?G(J/-L-UZ;+9U'"8"Y`'T<P&F!5`@<B\
MH!O].+9(N"P-+^.B'%R@M0TU1$]515F@IWH,]0D-5U=?N^B2_FR8J_*15;!*
M]!.5TMV:0-%N;5M]X@5D9&I@WPR'$UJ<S0[4],YTN!3`RP1@=N1Q?$N;)("0
MZ_SZ:OFWH]X$.!1R>L26V)RSI^-=FE#AZ5(RY>)XF28"<<CU=Q!0E+*X'=3N
M&*TRA\8(9?`!UQGR`%/[A*,)XE`=])L18KEB[\#E5;G3);O;.&Y3Y$#9/,`.
MP6W&#GP$R@(`*"!7I[4ED$3CRUUD;<?K,"%B3UTV1YR:E+N%A."!%_5<^''N
MWGY0DXT$!-;QN>DB8S(G=F.+<8PZ2,O(40V`*O3?FH85/?;AXGJE7R"`/U=Y
M32^/QG`%OS2Z(:7=N#AI4-F7;2KLA_[>HYUMWZ`.D0#Y#,AE6S6:8]8MRP88
M=&:I('P?7QIUHP+V0&<#URB"<!8V;[``X014="BR`G2T[@RD'U+6C\5::;F8
MT-IG,C6AU6WIZ\$1K('K<)U5+6F_R1'CWS7-;C,"2!H,Z/8$/?_FC`UYC"6L
MD[G.$;#I,G#H[UWNFT-M!ZAWZ*^FZ?LN6#G-LK[K-8UUGRGP-=Q8MGWUJ8Y)
MK1/0MNI\WGQG8Q=`/B?**GGZ6R>GWD_WIHN@O5S$I-_&O`(/[OF!Y@-)&L+?
M`?%2"E^[/P.SVX^;]"7GBCU4[-=3W(2Q+)K6CB#Q5``<8_QQ>>U`I"K,8T\K
M0HY;O5)>A`,@+%L"A"^4I-72_K:0X]M"@^?GU"@!UJ.1PF0PC@(*A=J58J,)
M^MYDR]0(1T+CM"X0MBB+)_2$ZJBRC0N;=0<3<URIFOI::6%2C=P>.M`F$UH<
MQ+%J=6E?$/+<;6[T8$=E_67>O0EHZ7>5K&L'[7.(P:AGODF_HFM[I@QWTGK,
M6#?H:AT,2VSJ9!Q`RDI75?SB>\<;C%"9DMPY<W(MU^DK:1]["9?@?.9QZ07B
MLLQ3EV4>#T__TLF9S!L?ZS(O(]A+U6W`7$/.+?3FEI`P3(+H-<++U!P0*B]I
M4MKV6Y2IS_J%YC!:53W6`U_3J%(1"_0^]8(66@X^00DZ`?NQVSIS];?SA=>_
M):95#WNEB;_4$')9X'TSW;Q.91X5#$@_TDN`7I/@AT!M4VP]+X>XW]C:@`RH
M#8R42OM^-T3^L&.D,67=?(\&.7/-./8B/QBQM!8,'B70/0QZ=RB?F@FZ3A3!
M;>Q<_@>PQQ>R#0IE;F1S=')E86T-"F5N9&]B:@T*-2`P(&]B:@T*/#PO5'EP
M92]&;VYT+U-U8G1Y<&4O5')U951Y<&4O3F%M92]&,2]"87-E1F]N="]4:6UE
M<R,R,$YE=R,R,%)O;6%N+$)O;&1)=&%L:6,O16YC;V1I;F<O5VEN06YS:45N
M8V]D:6YG+T9O;G1$97-C<FEP=&]R(#8@,"!2+T9I<G-T0VAA<B`S,B],87-T
M0VAA<B`S,B]7:61T:',@.3(@,"!2/CX-"F5N9&]B:@T*-B`P(&]B:@T*/#PO
M5'EP92]&;VYT1&5S8W)I<'1O<B]&;VYT3F%M92]4:6UE<R,R,$YE=R,R,%)O
M;6%N+$)O;&1)=&%L:6,O1FQA9W,@,S(O271A;&EC06YG;&4@+3$V+C0O07-C
M96YT(#@Y,2]$97-C96YT("TR,38O0V%P2&5I9VAT(#8W-R]!=F=7:61T:"`T
M,3(O36%X5VED=&@@,3<U,R]&;VYT5V5I9VAT(#<P,"]82&5I9VAT(#(U,"],
M96%D:6YG(#0R+U-T96U6(#0Q+T9O;G1"0F]X6R`M-30W("TR,38@,3(P-B`V
M-S==(#X^#0IE;F1O8FH-"C<@,"!O8FH-"CP\+U1Y<&4O1F]N="]3=6)T>7!E
M+U1R=654>7!E+TYA;64O1C(O0F%S949O;G0O5&EM97,C,C!.97<C,C!2;VUA
M;B]%;F-O9&EN9R]7:6Y!;G-I16YC;V1I;F<O1F]N=$1E<V-R:7!T;W(@."`P
M(%(O1FER<W1#:&%R(#,R+TQA<W1#:&%R(#$R,2]7:61T:',@.3,@,"!2/CX-
M"F5N9&]B:@T*."`P(&]B:@T*/#PO5'EP92]&;VYT1&5S8W)I<'1O<B]&;VYT
M3F%M92]4:6UE<R,R,$YE=R,R,%)O;6%N+T9L86=S(#,R+TET86QI8T%N9VQE
M(#`O07-C96YT(#@Y,2]$97-C96YT("TR,38O0V%P2&5I9VAT(#8Y,R]!=F=7
M:61T:"`T,#$O36%X5VED=&@@,C4V."]&;VYT5V5I9VAT(#0P,"]82&5I9VAT
M(#(U,"],96%D:6YG(#0R+U-T96U6(#0P+T9O;G1"0F]X6R`M-38X("TR,38@
M,C`P,"`V.3-=(#X^#0IE;F1O8FH-"CD@,"!O8FH-"CP\+U1Y<&4O1F]N="]3
M=6)T>7!E+U1R=654>7!E+TYA;64O1C,O0F%S949O;G0O5&EM97,C,C!.97<C
M,C!2;VUA;BQ)=&%L:6,O16YC;V1I;F<O5VEN06YS:45N8V]D:6YG+T9O;G1$
M97-C<FEP=&]R(#$P(#`@4B]&:7)S=$-H87(@,S(O3&%S=$-H87(@,3$U+U=I
M9'1H<R`Y-"`P(%(^/@T*96YD;V)J#0HQ,"`P(&]B:@T*/#PO5'EP92]&;VYT
M1&5S8W)I<'1O<B]&;VYT3F%M92]4:6UE<R,R,$YE=R,R,%)O;6%N+$ET86QI
M8R]&;&%G<R`S,B])=&%L:6-!;F=L92`M,38N-"]!<V-E;G0@.#DQ+T1E<V-E
M;G0@+3(Q-B]#87!(96EG:'0@-CDT+T%V9U=I9'1H(#0P,B]-87A7:61T:"`Q
M-C$X+T9O;G1796EG:'0@-#`P+UA(96EG:'0@,C4P+TQE861I;F<@-#(O4W1E
M;58@-#`O1F]N=$)";WA;("TT.3@@+3(Q-B`Q,3(P(#8Y-%T@/CX-"F5N9&]B
M:@T*,3$@,"!O8FH-"CP\+U1Y<&4O1F]N="]3=6)T>7!E+U1R=654>7!E+TYA
M;64O1C0O0F%S949O;G0O5&EM97,C,C!.97<C,C!2;VUA;BQ";VQD+T5N8V]D
M:6YG+U=I;D%N<VE%;F-O9&EN9R]&;VYT1&5S8W)I<'1O<B`Q,B`P(%(O1FER
M<W1#:&%R(#,R+TQA<W1#:&%R(#$R,2]7:61T:',@.34@,"!2/CX-"F5N9&]B
M:@T*,3(@,"!O8FH-"CP\+U1Y<&4O1F]N=$1E<V-R:7!T;W(O1F]N=$YA;64O
M5&EM97,C,C!.97<C,C!2;VUA;BQ";VQD+T9L86=S(#,R+TET86QI8T%N9VQE
M(#`O07-C96YT(#@Y,2]$97-C96YT("TR,38O0V%P2&5I9VAT(#8W-R]!=F=7
M:61T:"`T,C<O36%X5VED=&@@,C4U."]&;VYT5V5I9VAT(#<P,"]82&5I9VAT
M(#(U,"],96%D:6YG(#0R+U-T96U6(#0R+T9O;G1"0F]X6R`M-34X("TR,38@
M,C`P,"`V-S==(#X^#0IE;F1O8FH-"C$S(#`@;V)J#0H\/"]4>7!E+T9O;G0O
M4W5B='EP92]4<G5E5'EP92].86UE+T8U+T)A<V5&;VYT+T%R:6%L+T5N8V]D
M:6YG+U=I;D%N<VE%;F-O9&EN9R]&;VYT1&5S8W)I<'1O<B`Q-"`P(%(O1FER
M<W1#:&%R(#,R+TQA<W1#:&%R(#,R+U=I9'1H<R`Y-B`P(%(^/@T*96YD;V)J
M#0HQ-"`P(&]B:@T*/#PO5'EP92]&;VYT1&5S8W)I<'1O<B]&;VYT3F%M92]!
M<FEA;"]&;&%G<R`S,B])=&%L:6-!;F=L92`P+T%S8V5N="`Y,#4O1&5S8V5N
M="`M,C$P+T-A<$AE:6=H="`W,C@O079G5VED=&@@-#0Q+TUA>%=I9'1H(#(V
M-C4O1F]N=%=E:6=H="`T,#`O6$AE:6=H="`R-3`O3&5A9&EN9R`S,R]3=&5M
M5B`T-"]&;VYT0D)O>%L@+38V-2`M,C$P(#(P,#`@-S(X72`^/@T*96YD;V)J
M#0HQ-2`P(&]B:@T*/#PO5'EP92]83V)J96-T+U-U8G1Y<&4O26UA9V4O5VED
M=&@@,B](96EG:'0@,B]#;VQO<E-P86-E6R]);F1E>&5D+T1E=FEC95)'0B`Q
M(#PP,#`P,#!&1D9&1D8^72`O0FET<U!E<D-O;7!O;F5N="`Q+TEN=&5R<&]L
M871E(&9A;'-E+U--87-K(#$V(#`@4B],96YG=&@@,CX^#0IS=')E86T-"@``
M#0IE;F1S=')E86T-"F5N9&]B:@T*,38@,"!O8FH-"CP\+U1Y<&4O6$]B:F5C
M="]3=6)T>7!E+TEM86=E+U=I9'1H(#DR+TAE:6=H="`Q,C,O0V]L;W)3<&%C
M92]$979I8V5'<F%Y+T)I='-097)#;VUP;VYE;G0@,2]&:6QT97(O1FQA=&5$
M96-O9&4O3&5N9W1H(#$Q,#X^#0IS=')E86T-"GB<[=&[#8`P#$71(`K*C)!1
M&`U&8Y2,0$F!N`F%C2,1B0:EB:M3^?/LG)9WW=W-'.)C3O4(:@^;.$`4S["+
M%SC$((T*#]G7B_,H&5;U='O]SU]VJ.U?N[?(Q&9E,[39VLSM+XH?:74W=@)+
MJ(7J#0IE;F1S=')E86T-"F5N9&]B:@T*,3<@,"!O8FH-"CP\+U1Y<&4O4&%G
M92]087)E;G0@,B`P(%(O4F5S;W5R8V5S/#PO1F]N=#P\+T8R(#<@,"!2+T8U
M(#$S(#`@4B]&,R`Y(#`@4CX^+UA/8FIE8W0\/"]);6%G93$Y(#$Y(#`@4CX^
M+U!R;V-3971;+U!$1B]497AT+TEM86=E0B]);6%G94,O26UA9V5)72`^/B]-
M961I84)O>%L@,"`P(#8Q,B`W.3)=("]#;VYT96YT<R`Q."`P(%(O1W)O=7`\
M/"]4>7!E+T=R;W5P+U,O5')A;G-P87)E;F-Y+T-3+T1E=FEC95)'0CX^+U1A
M8G,O4R]3=')U8W1087)E;G1S(#$^/@T*96YD;V)J#0HQ."`P(&]B:@T*/#PO
M1FEL=&5R+T9L871E1&5C;V1E+TQE;F=T:"`Q.#DW/CX-"G-T<F5A;0T*>)R-
M6-MNVT@,?0^0?^"CM*AES8RN0%$@3=+=%AML-LW+(NV#8LNQL++D2G*R^?LE
M.9+LL3U.$#15;)+#RR$/1].+IBL6V:R#CQ^G%UV7S9;Y'!ZF]_7ZY_3^=9U/
M;[.GHLJZHJX^?8+/5Y?P^?[\;/I%@I!POS@_$^#CCX#4]WP90!R$'GZQ.C_S
MX8E^_7Y^]N#<-!Y\<R>)4R\KN/'@)NOJ9S3K_H3[;^=GUVB2S`ZV1)IX:;)C
MZ\$!B^APK!)>T(M>K'(W<)IBYH9.AD\57/_:%)T[D=)Y=:6/MB:I\]45RJF>
MZ9'$VV[E3@)^K#H4$,+YTY7"*1;D-GT,?]3EO*B>W,2!2S3FU*LUR_$99.?5
MXJ,*E!<IP\>WPA&Q%PWAK!L,I"C=B7)`2EO*E.\I4_$#2%_X-OGH0/XMGWSE
MQ4DO>TO>4.!/-OM^[*6[.C!!,P$^SQZ<W':4$)$G$D/-9PUKV%)ZRG3MC3"B
M)"5L'<K"]<TE3"W]\+GNNGIUJB7&8ON1YX>@$,'^L6KS,3"]I0-N+K]>@=\;
M^84V!*9(VPF\.,+?`?H,42R](((9VII^765/N4CAJH:_CQ@31I.&^TTJ@M0+
M,0<Q-I:MLX[TMHBD]F-'[0)F;H0]L"(D4'<I9Y5CZSSJ3M!M)OK'>@-=S<UB
MJXY,0B^.S2/F13O;M"U0ZSI+[D&"W`S_=9NLA#)_SM&'LJ63L!\7KMI*+(L<
MFSOFUF7']->Y.]%3@66L..P#C@2E2WNC];ME#FLZM5E0^!1LL\JP0:L9668G
MZ<,G5V#8=-#@'CVW,,^['*6;55'E:&].^1JRQ,8O*4^^LUKG54MVNX)26U?\
MA71V\]WEY(@'MBA"*0CJ1A0GH2B/X'EHFR#VXG<944>,"!EQ/I7RTL$(#V"<
MKM$>4.;%'*J:`X2BXO]Y*L]A46/&&B`5+4R)WC14%JY#[L9.NZZK-D>T(1"P
M'HP5R##OS5#X10<$K+)N-PWE#]9E3D#A^E!-H-T\ZAIPZCLK2/J@I.^)(:AV
M,T-0*89N:=.+D0XB4V]T!AW?M%1HC%W3T"LC:=-`Y>I,_$?!=M`0CG2XGLU%
MI6)B'N.H?S#'%"^B%G]KX#644[*-+"-%_R%B[HX\V90Y)(K].7Y*$..T,@\A
M6P6[CY@F_GHKB3@UU3:)CRLZN$<Y5Z'BAH**#+]P`3$;7,.!P:%N,`X=QG/1
M%D3GU=B*V\9ORB(G.8T"+K3.OB6%*391:CKX`70SHY/^B-LE?3;N$Y2N/"//
MQ_-.9R!,Y;9+=Z#<6HLKX@33;NB=;,S`WMTAF7IS-U&G90\.#(\<*-.`Z#&,
M@NTD^`WPQY9^D1S(GSPTLG-R&(HM0D\:B>TS+,26&H'`:U")=8[ZT='T/4JU
MFVOBJG&LVT@/MQ>9[IH$70]:>8K6ID6KGC*U6,/*K3AV384''HP\/S6AZ+W7
MIH\5]U-3W\[CXD#VI>B6NHEQ+83'#?6F=+B56S<E4LS&F=Z"YK\&F"=+O?9N
M6GA9TM_5+E?P^(>7HA<ZO?>%4GFAZ#U:4YWP!F)=0T/RWE"9<U>3(X7>1W@&
M&`5O>>#17P<]._VB]I<JB=;3V#SD';N81!CNJQW`D%85)L:J:)?#^F%I,%]Z
MJ3KMQE8V/)`M\Z[K)SS1TC+KX%^>M7TY=V<DL_0XI,V4$?,1R[U113_U8K&+
MX7?@5ZB`"-?0M0Y58LP]V4RO'P-HYCDM:A3B6/U?&WV'Q+M"4>&:@L2JM\)A
M>\,E[8KXO<N*$H5*$N_&W:9IF9&9J$8JIE,[XF/5\S$5=5QJ]'U0,R1+YI2]
M$T3;)S!(L81BEV:>B_R%(0N[,.(FU-NL;47&33TR[2TV5%O&7$?TNQS9<(N2
M[8+S7-@P*9.$YJ)AVSIPD)_W9:^O?L>C+NXX"-A4<RNYAPF1NYD4KFZH\UU3
MA5<\R/LRK'4\X\W_D9%0TBN!P/GK[HYR>/T=\\K9]&RKN>!UPAKA`2,E=D8*
M$NF)=QE)3QB)$D^)D8/ZB_JM=8=5>%$WE?3-O@>N'D/<H!5>H@GY5B"E,=WY
M=VP].-\I=ZS=OXOY0I<MO:=S%3X0LH#%NFR!U5KPM0!O['6#Q#(102_'4[J#
M'X[T);W)^>'2&F"#`^(.UV7#E8EU+\2]*S5EE<(]V;8DB_1`OM9W%XN"P@-"
M4V&U7<\YP^7"IASQ/=I0MAY$0H$I.V2-4D:9LZ`8N<./#!C06QX5,18PU6_,
MHC`8>*2'C[TTPD\8IEL5>VF$X'NO(:NLLO&!;"Q"*^S#`VD[DR0'LK0)V0>J
MXC+LRO>O%L<7!#;5!&^4>\D9*(GO04BTUFN$Q)A\88_I\!V3?VS%IATQAB#P
MM[S)[5E4,WY=0E2S<[O\8`,CCJ-`F79.>R/LUQHR]K[Q*DZ\^@B$>N=\%<?>
M??165)H>;\5#*\<N:GU^51)NJ_1M).G%0J>8%CV-%+ZY%_F<-XW&ENR`MQS#
MZ&G7CEWI!M=BL2W91=L6S/)=5EDG?R!#2JRA>%4P4OB]36WU&Z?;GMZ!V_\#
M#396B@T*96YD<W1R96%M#0IE;F1O8FH-"C$Y(#`@;V)J#0H\/"]4>7!E+UA/
M8FIE8W0O4W5B='EP92]);6%G92]7:61T:"`R+TAE:6=H="`R+T-O;&]R4W!A
M8V5;+TEN9&5X960O1&5V:6-E4D="(#$@/#`P,#`P,$9&1D9&1CY=("]":71S
M4&5R0V]M<&]N96YT(#$O26YT97)P;VQA=&4@9F%L<V4O4TUA<VL@,C`@,"!2
M+TQE;F=T:"`R/CX-"G-T<F5A;0T*```-"F5N9'-T<F5A;0T*96YD;V)J#0HR
M,"`P(&]B:@T*/#PO5'EP92]83V)J96-T+U-U8G1Y<&4O26UA9V4O5VED=&@@
M.3(O2&5I9VAT(#$R,R]#;VQO<E-P86-E+T1E=FEC94=R87DO0FET<U!E<D-O
M;7!O;F5N="`Q+T9I;'1E<B]&;&%T941E8V]D92],96YG=&@@,3$P/CX-"G-T
M<F5A;0T*>)SMT;L-@#`,1=$@"LJ,D%$8#49CE(Q`28&X"86-(Q&)!J6)JU/Y
M\^R<EG?=W<T<XF-.]0AJ#YLX0!3/L(L7.,0@C0H/V=>+\R@95O5T>_W/7W:H
M[5^[M\C$9F4SM-G:S.TOBA]I=3=V`DNHA>H-"F5N9'-T<F5A;0T*96YD;V)J
M#0HR,2`P(&]B:@T*/#PO5&ET;&4H5FEA($9A8W-I;6EL92!A;F0@52DO075T
M:&]R*'5S*2]#<F5A=&]R*/[_`$T`:0!C`'(`;P!S`&\`9@!T`*X`(`!/`&8`
M9@!I`&,`90`@`%<`;P!R`&0`(``R`#``,``W*2]#<F5A=&EO;D1A=&4H1#HR
M,#$P,#0R,S$T,3,Q,RD@+TUO9$1A=&4H1#HR,#$P,#0R,S$T,3,Q,RD@+U!R
M;V1U8V5R*/[_`$T`:0!C`'(`;P!S`&\`9@!T`*X`(`!/`&8`9@!I`&,`90`@
M`%<`;P!R`&0`(``R`#``,``W*3X^#0IE;F1O8FH-"C(W(#`@;V)J#0H\/"]4
M>7!E+T]B:E-T;2].(#8Y+T9I<G-T(#4R,"]&:6QT97(O1FQA=&5$96-O9&4O
M3&5N9W1H(#@V,CX^#0IS=')E86T-"GB<W5;!;A0Q#+TC\0\^PFEBQTD<"2'!
M"52$5FUO50]567$!BLI6HE_&;_$%P,MXN]TMTYF<.""ULI(\/]O/66<D42`Q
MBIFD4A&*@3A@S<2J%(78`L5(PHFBDB2L$CQ2<XF"5<$&5O"IC']2*:2!-$=2
M)JUMAQ*<-%(JV%'*`9!$&3N:*1=`"A7.I$8E"9RHF!%BF2@E)LN!L&\U@XDJ
MTDI*-0.2D&X`QF`1-966/FPF9F%*%38S(1GF6A"26$"149A8)1QQA!_X.1IP
MX%/X9?@IR`KV$P,/_H2T,OAS`![\&>6A'L[P*_`K##S.2XE4M`F',A#7$`3*
M<@W8!T^%`BB9*_+$GP04#@H)K4*!1>G6%$?M!LD1D*"W,*HW]$E0OA58)`FH
MQ(#]"@LY*_@B2-$*4>0#"E%H)>`U-%7`6Z&^M'ZC665L8J07+X95`P<Z'DZ&
M-SP<G5$XIV'UD6+;?/GRZ9,I#'=@I`,3.S`ZBUDU2%J&Y&5(68;8,J0N0WA>
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MX&KO.9W%Q`Z,=F!2!R9W8$H'QCHPM0/#T_V>?E7G03U2<X_6W",V/Z+V;F"M
M+S?^,(QW4,R-_RIC<,-NQ(U/K:ANW"]F-\6-LT1G46=19U%G46=19U%G46=1
M9U%G46=)SI*<)3E+<I;D+,E9_.5H7^GC='6_[&<^3=H7]FB<I7B@X@[F#N80
M<XAY(/-`YF3F9.;IFK.8LU1GJ=M1O!7^]/;K>CC97-]<;DZOU^OCJZO-L+JX
M7G\9E^U#>IP69]LFMM;M3M]C_ARM;^GN17E_\_D;YE#[ZFZ1N'UV[V+]7PVU
M@X;NOYJ[ONX_(]OVGE/3X6"X_HM6/WWR!]'^)ZX-"F5N9'-T<F5A;0T*96YD
M;V)J#0HY,B`P(&]B:@T*6R`R-3!=(`T*96YD;V)J#0HY,R`P(&]B:@T*6R`R
M-3`@,"`P(#`@,"`P(#`@,"`S,S,@,S,S(#4P,"`P(#(U,"`S,S,@,C4P(#(W
M."`U,#`@-3`P(#4P,"`U,#`@-3`P(#4P,"`U,#`@-3`P(#4P,"`P(#(W."`R
M-S@@,"`P(#`@,"`P(#<R,B`V-C<@-C8W(#<R,B`V,3$@-34V(#<R,B`W,C(@
M,S,S(#,X.2`P(#8Q,2`X.#D@,"`W,C(@-34V(#`@-C8W(#4U-B`V,3$@,"`W
M,C(@.30T(#`@-S(R(#`@,"`P(#`@,"`P(#`@-#0T(#4P,"`T-#0@-3`P(#0T
M-"`S,S,@-3`P(#4P,"`R-S@@,"`U,#`@,C<X(#<W."`U,#`@-3`P(#4P,"`U
M,#`@,S,S(#,X.2`R-S@@-3`P(#4P,"`W,C(@-3`P(#4P,%T@#0IE;F1O8FH-
M"CDT(#`@;V)J#0I;(#(U,"`P(#`@,"`P(#`@,"`P(#`@,"`P(#`@,"`P(#(U
M,"`P(#`@,"`P(#`@,"`P(#`@,"`P(#`@,"`P(#`@,"`P(#`@,"`P(#`@,"`P
M(#`@-C$Q(#`@,"`P(#`@,"`P(#@S,R`P(#`@,"`P(#`@-3`P(#`@-S(R(#8Q
M,2`P(#`@,"`P(#`@,"`P(#`@,"`P(#4P,"`P(#0T-"`U,#`@-#0T(#`@,"`P
M(#(W."`P(#`@,C<X(#<R,B`U,#`@,"`P(#`@,"`S.#E=(`T*96YD;V)J#0HY
M-2`P(&]B:@T*6R`R-3`@,"`P(#`@,"`P(#`@,"`P(#`@,"`P(#(U,"`S,S,@
M,C4P(#`@-3`P(#4P,"`U,#`@-3`P(#4P,"`P(#`@,"`U,#`@-3`P(#,S,R`P
M(#`@,"`P(#`@,"`W,C(@,"`W,C(@-S(R(#8V-R`V,3$@,"`W-S@@,S@Y(#`@
M-S<X(#8V-R`P(#<R,B`P(#8Q,2`P(#<R,B`U-38@,"`P(#`@,"`P(#<R,B`P
M(#`@,"`P(#`@,"`P(#4P,"`U-38@-#0T(#4U-B`T-#0@,S,S(#4P,"`U-38@
M,C<X(#`@,"`R-S@@.#,S(#4U-B`U,#`@-34V(#4U-B`T-#0@,S@Y(#,S,R`U
M-38@-3`P(#`@-3`P(#4P,%T@#0IE;F1O8FH-"CDV(#`@;V)J#0I;(#(W.%T@
M#0IE;F1O8FH-"CDW(#`@;V)J#0H\/"]4>7!E+UA2968O4VEZ92`Y-R]76R`Q
M(#0@,ET@+U)O;W0@,2`P(%(O26YF;R`R,2`P(%(O241;/$1$0D(X0S9!03<Q
M,C8U-#=",SE%,S,Q.44R,C5&03@U/CQ$1$)".$,V04$W,3(V-30W0C,Y13,S
M,3E%,C(U1D$X-3Y=("]&:6QT97(O1FQA=&5$96-O9&4O3&5N9W1H(#(T-#X^
M#0IS=')E86T-"GB<-=$Y3D)Q$,?Q>8B*(LMC1UQ8E`<H[@MNN";&0GMCXA6,
MI87'\`A*X14\@Y>PIK7%/[\O3C&?3&:2F63,7`P&GLN^V9!7^!+>CXCU1/Q1
M)!Y$,@*_PO\4J7>1OA>96^B+[+?(O8G\ARBPJ/PL*AU1O3$+N2-*=@X7<`:C
MWJ6;K%W_5QZ$8`S",`X3,`D1F()IB,(,Q"`."4B"#RE(0P:RD(,\%*`(LU""
M.5B$!9B',BS#$M2@`E6HPPJTH`D!-&`5-F$#UJ$-5[`&6[`-.[`+>[`/'3B`
M0SB"8SB!+IRZ-P91_3VHB\:3:-Z)UHO9']K'(CH-"F5N9'-T<F5A;0T*96YD
M;V)J#0IX<F5F#0HP(#DX#0HP,#`P,#`P,#(R(#8U-3,U(&8-"C`P,#`P,#`P
M,3<@,#`P,#`@;@T*,#`P,#`P,#$R-2`P,#`P,"!N#0HP,#`P,#`P,3@X(#`P
M,#`P(&X-"C`P,#`P,#`T.#,@,#`P,#`@;@T*,#`P,#`P,S0Y-2`P,#`P,"!N
M#0HP,#`P,#`S-C<X(#`P,#`P(&X-"C`P,#`P,#,Y,S$@,#`P,#`@;@T*,#`P
M,#`P-#$P-"`P,#`P,"!N#0HP,#`P,#`T,S0R(#`P,#`P(&X-"C`P,#`P,#0U
M,C,@,#`P,#`@;@T*,#`P,#`P-#<W,R`P,#`P,"!N#0HP,#`P,#`T.34S(#`P
M,#`P(&X-"C`P,#`P,#4Q.3<@,#`P,#`@;@T*,#`P,#`P-3,U-R`P,#`P,"!N
M#0HP,#`P,#`U-3@R(#`P,#`P(&X-"C`P,#`P,#4W.#$@,#`P,#`@;@T*,#`P
M,#`P-C`U-"`P,#`P,"!N#0HP,#`P,#`V,S,R(#`P,#`P(&X-"C`P,#`P,#@S
M,#4@,#`P,#`@;@T*,#`P,#`P.#4P-"`P,#`P,"!N#0HP,#`P,#`X-S<W(#`P
M,#`P(&X-"C`P,#`P,#`P,C,@-C4U,S4@9@T*,#`P,#`P,#`R-"`V-34S-2!F
M#0HP,#`P,#`P,#(U(#8U-3,U(&8-"C`P,#`P,#`P,C8@-C4U,S4@9@T*,#`P
M,#`P,#`R-R`V-34S-2!F#0HP,#`P,#`P,#(X(#8U-3,U(&8-"C`P,#`P,#`P
M,CD@-C4U,S4@9@T*,#`P,#`P,#`S,"`V-34S-2!F#0HP,#`P,#`P,#,Q(#8U
M-3,U(&8-"C`P,#`P,#`P,S(@-C4U,S4@9@T*,#`P,#`P,#`S,R`V-34S-2!F
M#0HP,#`P,#`P,#,T(#8U-3,U(&8-"C`P,#`P,#`P,S4@-C4U,S4@9@T*,#`P
M,#`P,#`S-B`V-34S-2!F#0HP,#`P,#`P,#,W(#8U-3,U(&8-"C`P,#`P,#`P
M,S@@-C4U,S4@9@T*,#`P,#`P,#`S.2`V-34S-2!F#0HP,#`P,#`P,#0P(#8U
M-3,U(&8-"C`P,#`P,#`P-#$@-C4U,S4@9@T*,#`P,#`P,#`T,B`V-34S-2!F
M#0HP,#`P,#`P,#0S(#8U-3,U(&8-"C`P,#`P,#`P-#0@-C4U,S4@9@T*,#`P
M,#`P,#`T-2`V-34S-2!F#0HP,#`P,#`P,#0V(#8U-3,U(&8-"C`P,#`P,#`P
M-#<@-C4U,S4@9@T*,#`P,#`P,#`T."`V-34S-2!F#0HP,#`P,#`P,#0Y(#8U
M-3,U(&8-"C`P,#`P,#`P-3`@-C4U,S4@9@T*,#`P,#`P,#`U,2`V-34S-2!F
M#0HP,#`P,#`P,#4R(#8U-3,U(&8-"C`P,#`P,#`P-3,@-C4U,S4@9@T*,#`P
M,#`P,#`U-"`V-34S-2!F#0HP,#`P,#`P,#4U(#8U-3,U(&8-"C`P,#`P,#`P
M-38@-C4U,S4@9@T*,#`P,#`P,#`U-R`V-34S-2!F#0HP,#`P,#`P,#4X(#8U
M-3,U(&8-"C`P,#`P,#`P-3D@-C4U,S4@9@T*,#`P,#`P,#`V,"`V-34S-2!F
M#0HP,#`P,#`P,#8Q(#8U-3,U(&8-"C`P,#`P,#`P-C(@-C4U,S4@9@T*,#`P
M,#`P,#`V,R`V-34S-2!F#0HP,#`P,#`P,#8T(#8U-3,U(&8-"C`P,#`P,#`P
M-C4@-C4U,S4@9@T*,#`P,#`P,#`V-B`V-34S-2!F#0HP,#`P,#`P,#8W(#8U
M-3,U(&8-"C`P,#`P,#`P-C@@-C4U,S4@9@T*,#`P,#`P,#`V.2`V-34S-2!F
M#0HP,#`P,#`P,#<P(#8U-3,U(&8-"C`P,#`P,#`P-S$@-C4U,S4@9@T*,#`P
M,#`P,#`W,B`V-34S-2!F#0HP,#`P,#`P,#<S(#8U-3,U(&8-"C`P,#`P,#`P
M-S0@-C4U,S4@9@T*,#`P,#`P,#`W-2`V-34S-2!F#0HP,#`P,#`P,#<V(#8U
M-3,U(&8-"C`P,#`P,#`P-S<@-C4U,S4@9@T*,#`P,#`P,#`W."`V-34S-2!F
M#0HP,#`P,#`P,#<Y(#8U-3,U(&8-"C`P,#`P,#`P.#`@-C4U,S4@9@T*,#`P
M,#`P,#`X,2`V-34S-2!F#0HP,#`P,#`P,#@R(#8U-3,U(&8-"C`P,#`P,#`P
M.#,@-C4U,S4@9@T*,#`P,#`P,#`X-"`V-34S-2!F#0HP,#`P,#`P,#@U(#8U
M-3,U(&8-"C`P,#`P,#`P.#8@-C4U,S4@9@T*,#`P,#`P,#`X-R`V-34S-2!F
M#0HP,#`P,#`P,#@X(#8U-3,U(&8-"C`P,#`P,#`P.#D@-C4U,S4@9@T*,#`P
M,#`P,#`Y,"`V-34S-2!F#0HP,#`P,#`P,#DQ(#8U-3,U(&8-"C`P,#`P,#`P
M,#`@-C4U,S4@9@T*,#`P,#`P.3DY-2`P,#`P,"!N#0HP,#`P,#$P,#(R(#`P
M,#`P(&X-"C`P,#`P,3`S-3$@,#`P,#`@;@T*,#`P,#`Q,#4W-"`P,#`P,"!N
M#0HP,#`P,#$P.#<S(#`P,#`P(&X-"C`P,#`P,3`Y,#`@,#`P,#`@;@T*=')A
M:6QE<@T*/#PO4VEZ92`Y."]2;V]T(#$@,"!2+TEN9F\@,C$@,"!2+TE$6SQ$
M1$)".$,V04$W,3(V-30W0C,Y13,S,3E%,C(U1D$X-3X\1$1"0CA#-D%!-S$R
M-C4T-T(S.44S,S$Y13(R-49!.#4^72`^/@T*<W1A<G1X<F5F#0HQ,3,T-0T*
M)25%3T8-"GAR968-"C`@,`T*=')A:6QE<@T*/#PO4VEZ92`Y."]2;V]T(#$@
M,"!2+TEN9F\@,C$@,"!2+TE$6SQ$1$)".$,V04$W,3(V-30W0C,Y13,S,3E%
M,C(U1D$X-3X\1$1"0CA#-D%!-S$R-C4T-T(S.44S,S$Y13(R-49!.#4^72`O
M4')E=B`Q,3,T-2]84F5F4W1M(#$P.3`P/CX-"G-T87)T>')E9@T*,3,T-C(-
&"B4E14]&
`
end
</PDF>
</TEXT>
</DOCUMENT>
</SEC-DOCUMENT>
-----END PRIVACY-ENHANCED MESSAGE-----