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Provisions (Tables)
 12 Months Ended
Dec. 31, 2024
Disclosure of other provisions [abstract]  
Summary of provisions by type
Provisions by type
in EUR million20242023
Reorganisation provisions201  231  
Litigation provisions288  193  
Other provisions 139  355  
628  779  
Loan loss provisions for guarantees146  142  
774  920  
Summary of changes in provisions
Changes in provisions
ReorganisationLitigationOther provisions Total
in EUR million20242023202420232024202320242023
Opening balance as at 1 January231  418  193  150  355  455  779  1,022  
Additions 1
146  207  116  78  26  39  288  325  
Interest                
Releases 1
-4  -34  -15  -26  -46  -22  -64  -82  
Utilised-163  -356  -31  -23  -196  -11  -390  -389  
Exchange rate differences  -1  1  1  -1  -3    -4  
Other changes-10  -3  25  13  1  -104  16  -94  
Closing balance201  231  288  193  139  355  628  779  
1Additions to provisions and unused amounts released are presented in Note 26 'Other operating expenses' in the Statement of Profit
or Loss.