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Liabilities and off-balance sheet commitments by maturity - Schedule of maturity of financial and non-financial liabilities (Details) - EUR (€)
€ in Millions
Dec. 31, 2024
Dec. 31, 2023
Financial liabilities at fair value through profit or loss    
Deposits from banks € 16,723 € 23,257
Customer deposits 691,661 650,276
–  Other trading liabilities 9,089 14,087
–  Trading derivatives 26,166 23,132
– Non-trading derivatives 2,101 2,019
– Designated as at fair value through profit or loss 49,543 55,400
Debt securities in issue2 142,367 124,670
Subordinated loans 17,878 15,401
Lease liabilities 1,116 1,162
Financial liabilities 956,646 909,403
Other liabilities 13,512 15,268
Total liabilities 970,158 924,671
Coupon interest due on financial liabilities 28,632 24,153
Contingent liabilities 43,296 42,821
Guarantees issued by ING Groep N.V. 210 197
Irrevocable facilities 175,222 166,810
Contingent liabilities and commitments 218,728 209,828
Contingent liabilities in respect of discounted bills    
Financial liabilities at fair value through profit or loss    
Contingent liabilities 2
Contingent liabilities in respect of guarantees    
Financial liabilities at fair value through profit or loss    
Contingent liabilities 26,908 27,894
Contingent liabilities in respect of irrevocable letters of credit    
Financial liabilities at fair value through profit or loss    
Contingent liabilities 16,388 14,925
Less than 1 month    
Financial liabilities at fair value through profit or loss    
Deposits from banks 9,104 9,294
Customer deposits 610,184 583,335
–  Other trading liabilities 5,790 10,981
–  Trading derivatives 2,631 2,292
– Non-trading derivatives 419 505
– Designated as at fair value through profit or loss 32,644 29,856
Debt securities in issue2 1,949 3,442
Subordinated loans
Lease liabilities 20 17
Financial liabilities 662,741 639,722
Other liabilities 7,718 9,739
Total liabilities 670,459 649,462
Coupon interest due on financial liabilities 2,284 1,047
Guarantees issued by ING Groep N.V. 210 197
Irrevocable facilities 175,000 166,361
Contingent liabilities and commitments 217,953 208,825
Less than 1 month | Contingent liabilities in respect of discounted bills    
Financial liabilities at fair value through profit or loss    
Contingent liabilities 2
Less than 1 month | Contingent liabilities in respect of guarantees    
Financial liabilities at fair value through profit or loss    
Contingent liabilities 26,355 27,340
Less than 1 month | Contingent liabilities in respect of irrevocable letters of credit    
Financial liabilities at fair value through profit or loss    
Contingent liabilities 16,388 14,925
1 to 3 months    
Financial liabilities at fair value through profit or loss    
Deposits from banks 1,367 7,800
Customer deposits 23,312 19,510
–  Other trading liabilities 230 697
–  Trading derivatives 2,367 2,243
– Non-trading derivatives 57 96
– Designated as at fair value through profit or loss 5,842 12,754
Debt securities in issue2 18,610 10,801
Subordinated loans
Lease liabilities 44 45
Financial liabilities 51,829 53,946
Other liabilities 530 619
Total liabilities 52,359 54,565
Coupon interest due on financial liabilities 1,603 1,653
Guarantees issued by ING Groep N.V.
Irrevocable facilities 9 12
Contingent liabilities and commitments 9 12
1 to 3 months | Contingent liabilities in respect of discounted bills    
Financial liabilities at fair value through profit or loss    
Contingent liabilities
1 to 3 months | Contingent liabilities in respect of guarantees    
Financial liabilities at fair value through profit or loss    
Contingent liabilities
1 to 3 months | Contingent liabilities in respect of irrevocable letters of credit    
Financial liabilities at fair value through profit or loss    
Contingent liabilities
3-12 months    
Financial liabilities at fair value through profit or loss    
Deposits from banks 2,085 2,074
Customer deposits 49,284 40,976
–  Other trading liabilities 313 545
–  Trading derivatives 3,730 5,148
– Non-trading derivatives (36) 139
– Designated as at fair value through profit or loss 1,798 5,442
Debt securities in issue2 33,037 34,882
Subordinated loans
Lease liabilities 162 175
Financial liabilities 90,375 89,381
Other liabilities 3,371 2,829
Total liabilities 93,745 92,209
Coupon interest due on financial liabilities 5,903 6,014
Guarantees issued by ING Groep N.V.
Irrevocable facilities 15 63
Contingent liabilities and commitments 15 63
3-12 months | Contingent liabilities in respect of discounted bills    
Financial liabilities at fair value through profit or loss    
Contingent liabilities
3-12 months | Contingent liabilities in respect of guarantees    
Financial liabilities at fair value through profit or loss    
Contingent liabilities
3-12 months | Contingent liabilities in respect of irrevocable letters of credit    
Financial liabilities at fair value through profit or loss    
Contingent liabilities
1-5 years    
Financial liabilities at fair value through profit or loss    
Deposits from banks 1,637 1,898
Customer deposits 4,448 3,585
–  Other trading liabilities 1,325 1,003
–  Trading derivatives 7,641 10,204
– Non-trading derivatives 711 1,002
– Designated as at fair value through profit or loss 5,097 3,834
Debt securities in issue2 55,221 47,134
Subordinated loans
Lease liabilities 607 627
Financial liabilities 76,688 69,286
Other liabilities 1,423 1,662
Total liabilities 78,111 70,948
Coupon interest due on financial liabilities 10,191 10,007
Guarantees issued by ING Groep N.V.
Irrevocable facilities 143 314
Contingent liabilities and commitments 146 318
1-5 years | Contingent liabilities in respect of discounted bills    
Financial liabilities at fair value through profit or loss    
Contingent liabilities
1-5 years | Contingent liabilities in respect of guarantees    
Financial liabilities at fair value through profit or loss    
Contingent liabilities 3 4
1-5 years | Contingent liabilities in respect of irrevocable letters of credit    
Financial liabilities at fair value through profit or loss    
Contingent liabilities
More than 5 years    
Financial liabilities at fair value through profit or loss    
Deposits from banks 2,484 2,002
Customer deposits 2,081 1,931
–  Other trading liabilities 1,465 897
–  Trading derivatives 5,499 7,110
– Non-trading derivatives 149 355
– Designated as at fair value through profit or loss 4,367 3,546
Debt securities in issue2 34,857 31,196
Subordinated loans 9,962 9,104
Lease liabilities 328 359
Financial liabilities 61,191 56,500
Other liabilities 470 420
Total liabilities 61,661 56,920
Coupon interest due on financial liabilities 8,137 5,030
Guarantees issued by ING Groep N.V.
Irrevocable facilities 56 60
Contingent liabilities and commitments 606 610
More than 5 years | Contingent liabilities in respect of discounted bills    
Financial liabilities at fair value through profit or loss    
Contingent liabilities
More than 5 years | Contingent liabilities in respect of guarantees    
Financial liabilities at fair value through profit or loss    
Contingent liabilities 550 550
More than 5 years | Contingent liabilities in respect of irrevocable letters of credit    
Financial liabilities at fair value through profit or loss    
Contingent liabilities
Maturity not applicable    
Financial liabilities at fair value through profit or loss    
Deposits from banks
Customer deposits
–  Other trading liabilities
–  Trading derivatives
– Non-trading derivatives
– Designated as at fair value through profit or loss 34 25
Debt securities in issue2
Subordinated loans 8,415 6,988
Lease liabilities
Financial liabilities 8,448 7,014
Other liabilities
Total liabilities 8,448 7,014
Coupon interest due on financial liabilities 514 402
Guarantees issued by ING Groep N.V.
Irrevocable facilities
Contingent liabilities and commitments
Maturity not applicable | Contingent liabilities in respect of discounted bills    
Financial liabilities at fair value through profit or loss    
Contingent liabilities
Maturity not applicable | Contingent liabilities in respect of guarantees    
Financial liabilities at fair value through profit or loss    
Contingent liabilities
Maturity not applicable | Contingent liabilities in respect of irrevocable letters of credit    
Financial liabilities at fair value through profit or loss    
Contingent liabilities
Adjustment    
Financial liabilities at fair value through profit or loss    
Deposits from banks 47 189
Customer deposits 2,352 939
–  Other trading liabilities (34) (36)
–  Trading derivatives 4,298 (3,865)
– Non-trading derivatives 801 (78)
– Designated as at fair value through profit or loss (239) (57)
Debt securities in issue2 (1,307) (2,786)
Subordinated loans (499) (691)
Lease liabilities (45) (61)
Financial liabilities 5,374 (6,446)
Other liabilities
Total liabilities 5,374 (6,446)
Coupon interest due on financial liabilities
Guarantees issued by ING Groep N.V.
Irrevocable facilities
Contingent liabilities and commitments
Adjustment | Contingent liabilities in respect of discounted bills    
Financial liabilities at fair value through profit or loss    
Contingent liabilities
Adjustment | Contingent liabilities in respect of guarantees    
Financial liabilities at fair value through profit or loss    
Contingent liabilities
Adjustment | Contingent liabilities in respect of irrevocable letters of credit    
Financial liabilities at fair value through profit or loss    
Contingent liabilities