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Net interest income	6 Months Ended
Net interest income	Jun. 30, 2022
Net interest income [abstract]
Net interest income	11 Net interest income Net interest income 1 January to 30 June 1 January to 30 June in EUR million 2022 2021 2022 2021 Interest income on loans 7,634 6,999 Interest expense on deposits from banks 110 71 Interest income on financial assets at fair value through OCI 184 189 Interest expense on customer deposits 673 479 Interest income on debt securities at amortised cost 248 223 Interest expense on debt securities in issue 652 621 Interest income on non-trading derivatives (hedge accounting) 1,631 1,131 Interest expense on subordinated loans 316 271 Negative interest on liabilities 758 770 Negative interest on assets 249 276 Total interest income using effective interest rate method 10,455 9,313 Interest expense on non-trading derivatives (hedge accounting) 1,551 817 Total interest expense using effective interest rate method 3,552 2,534 Interest income on financial assets at fair value through profit or loss 291 220 Interest income on non-trading derivatives (no hedge accounting) 1,045 1,140 Interest expense on financial liabilities at fair value through profit or loss 248 158 Interest income other 11 8 Interest expense on non-trading derivatives (no hedge accounting) 880 934 Total other interest income 1,347 1,368 Interest expense on lease liabilities 7 7 Total interest income 11,802 10,680 Interest expense other 33 26 Total other interest expense 1,168 1,125 Total interest expense 4,720 3,659 Net interest income 7,082 7,021 Total net interest income amounts to EUR 7,082 million (2021: EUR 7,021 million). Net interest income was affected by reversing the hedge accounting impacts that are applied under EU ‘IAS 39 carve-out’ with an impact of EUR + 202 million (2021: EUR + 169 million). Negative interest on liabilities in 2022, amounting to EUR 758 million (2021: EUR 770 million) includes ECB funding rate benefit from the TLTRO III programme of EUR 321 million (2021: EUR 473 million, includes EUR 158 million catch-up effect from 2020). This amount includes EUR 315 million of interest benefit from the additional special interest period ending 23 June 2022. Furthermore, this amount includes EUR 6 million of interest benefit from the period starting 24 June 2022 for which the interest rate is determined as the average deposit rate over the life of the respective TLTRO III.