Contents

Part I 

Part II 

Part III

Additional information

Financial Statements

ING Group Annual Report 2020 on Form 20-F

1

Exhibit 15.1

Consent of Independent Registered Public Accounting Firm

The Supervisory Board 

ING Groep N.V.

We consent to the incorporation by reference in the registration statements (Nos. 333-92220, 333-81564, 333-

108833, 333-125075, 333-137354, 333-149631, 333-158154, 333-158155, 333-165591, 333-168020, 333-

172919, 333-172920, 333-172921 and 333-215535) on Form S-8 and in the registration statement (No. 333-

248407) on Form F-3 of ING Groep N.V. of our reports dated March 8, 2021 with respect to the consolidated

statement of financial position of ING Groep N.V. and subsidiaries as of December 31, 2020 and 2019, the

related consolidated statements of profit or loss, comprehensive income, changes in equity and cash flows for

each of the years in the three-year period ended December 31, 2020, and the related notes and specific

disclosures described in Note 1 of the consolidated financial statements as being part of the consolidated

financial statements, and the effectiveness of internal control over financial reporting as of December 31, 2020,

which reports appear in the December 31, 2020 annual report on Form 20-F of ING Groep N.V.

Our report on the consolidated financial statements refers to changes in accounting principles due to: the

adoption of International Financial Reporting Standard 16, ‘Leases’ in 2019, the early adoption of the

amendments to IAS 39 ‘Financial Instruments: Recognition and Measurement’ and IFRS 7 ‘Financial Instruments:

Disclosures’ in relation to the Interest Rate Benchmark Reform in 2019.

/s/ KPMG Accountants N.V.

Amstelveen, The Netherlands

March 12, 2021