2019 ING Group Annual Report on Form 20-F 

1

Exhibit 13.2

Certification

Pursuant to Section 906 of the Sarbanes-Oxley Act of 2002

(Subsections (a) and (b) of Section 1350, Chapter 63 of Title 18, United States Code)

Pursuant to section 906 of the Sarbanes-Oxley Act of 2002 (subsections (a) and (b) of section 1350,

chapter 63 of title 18, United States Code), the undersigned officer of ING Groep N.V., a public limited company

incorporated under the laws of the Netherlands (the “Company”), hereby certifies, to such officer’s knowledge, that:

The Annual Report on Form 20-F for the year ended December 31, 2019 (the “Report”) of the Company

fully complies with the requirements of section 13(a) or 15(d) of the Securities Exchange Act of 1934 and information

contained in the Report fairly presents, in all material respects, the financial condition and results of operations of

the Company.

Dated: March 2, 2020

/s/ Tanate Phutrakul

 _________________________

Name: Tanate Phutrakul

Title: Chief Financial Officer

 (Principal Financial Officer)

The foregoing certification is being furnished solely pursuant to section 906 of the Sarbanes-Oxley Act of

2002 (subsections (a) and (b) of section 1350, chapter 63 of title 18, United States Code) and is not being filed as part

of the Report or as a separate disclosure document.

A signed original of this written statement required by Section 906 has been provided to ING Groep N.V.

and will be retained by ING Groep N.V. and furnished to the Securities and Exchange Commissions or its staff upon

request.