Exhibit 99.(h)(22)(iii)

                         AMENDMENT TO ING PARTNERS, INC.

                         SHAREHOLDER SERVICING AGREEMENT
                              SERVICE CLASS SHARES

     This Amendment is dated as of the 1st day of November, 2004 by and between
ING Partners, Inc. (the "Fund") and ING USA Annuity and Life Insurance Company
(formerly Golden American Life Insurance Company of America) (the "Service
Organization") (collectively, the "Parties").

     WHEREAS, the Parties entered into a Shareholder Servicing Agreement on
January 1, 2002, as amended (the "Agreement");

     WHEREAS, the Parties desire to further amend said Agreement in the manner
hereinafter set forth;

     NOW THEREFORE, the parties hereby amend the Agreement in the following
form:

     1.   By replacing the existing SCHEDULE A with the AMENDED SCHEDULE A
          attached hereto.

     2.   All of the other provisions contained in the Agreement shall remain in
          full force and effect.

     IN WITNESS WHEREOF, the parties hereto have caused this instrument to be
executed by their duly authorized signatories as of the date and year first
above written.

                                     ING PARTNERS, INC.


                                     By:
                                            -------------------------
                                     Name:  James M. Hennessy
                                     Title: President


                                     ING USA ANNUITY AND LIFE INSURANCE COMPANY


                                     By:
                                            -------------------------
                                     Name:  David L. Jacobson
                                     Title: Vice President

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                               AMENDED SCHEDULE A

Service Class shares of the following ING Partners, Inc. portfolios:



                                                                   ANNUAL RATE
                                                                   -----------
                                                                   
 ING Aeltus Enhanced Index Portfolio                                  0.25%
 ING Alger Aggressive Growth Portfolio                                0.25%
 ING Alger Capital Appreciation Portfolio                             0.25%
 ING Alger Growth Portfolio                                           0.25%
 ING American Century Small Cap Value Portfolio                       0.25%
 ING Baron Small Cap Growth Portfolio                                 0.25%
 ING Fidelity(R) VIP Contrafund(R) Portfolio                          0.25%
 ING Fidelity(R) VIP Equity Income Portfolio                          0.25%
 ING Fidelity(R) VIP Growth Portfolio                                 0.25%
 ING Fidelity(R) VIP Mid Cap Portfolio                                0.25%
 ING Goldman Sachs(R) Capital Growth Portfolio                        0.25%
 ING Goldman Sachs(R) Core Equity Portfolio                           0.25%
 ING JPMorgan Fleming International Portfolio                         0.25%
 ING JPMorgan Mid Cap Value Portfolio                                 0.25%
 ING MFS Capital Opportunities Portfolio                              0.25%
 ING MFS Global Growth Portfolio                                      0.25%
 ING OpCap Balanced Value Portfolio                                   0.25%
 ING Oppenheimer Strategic Income Portfolio                           0.25%
 ING PIMCO Total Return Portfolio                                     0.25%
 ING Salomon Brothers Aggressive Growth Portfolio                     0.25%
 ING Salomon Brothers Fundamental Value Portfolio                     0.25%
 ING Salomon Brothers Investors Value Portfolio                       0.25%
 ING T. Rowe Price Growth Equity Portfolio                            0.25%
 ING UBS U.S. Allocation Portfolio                                    0.25%
 ING UBS U.S. Large Cap Equity Portfolio                              0.25%
 ING Van Kampen Comstock Portfolio                                    0.25%


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