Consolidated Statements of Income (USD $)	3 Months Ended		9 Months Ended
	Sep. 30, 2014	Sep. 30, 2013	Sep. 30, 2014	Sep. 30, 2013
INTEREST INCOME
Loans, including fees	$ 4,167,994	$ 4,293,583	$ 12,488,587	$ 12,514,688
Securities and interest-bearing deposits at other financial institutions	327,135	457,299	1,104,132	1,379,322
Federal funds sold	7,129	9,510	24,404	45,515
Total interest income	4,502,258	4,760,392	13,617,123	13,939,525
INTEREST EXPENSE
Time deposits	352,255	445,397	1,093,282	1,365,993
Other deposits	89,574	117,327	232,613	386,791
Federal funds purchased and securities sold under agreements to repurchase	18,983	21,435	58,264	56,258
Federal Home Loan Bank advances and other borrowings	230,915	284,882	755,526	941,269
Total interest expense	691,727	869,041	2,139,685	2,750,311
Net interest income before provision for loan losses	3,810,531	3,891,351	11,477,438	11,189,214
Provision for loan losses	0	0	515,000	300,000
Net interest income after provision for loan losses	3,810,531	3,891,351	10,962,438	10,889,214
NONINTEREST INCOME
Customer service fees	214,761	218,304	613,210	608,087
Net gains from sale of securities	169,037	0	571,510	424,971
Net gains from sale of loans and other assets	106,906	39,164	132,349	240,746
Other noninterest income	13,062	12,500	43,498	48,968
Total noninterest income	503,766	269,968	1,360,567	1,322,772
NONINTEREST EXPENSE
Salaries and employee benefits	1,702,352	1,619,030	5,251,839	4,838,822
Net occupancy and equipment expense	314,976	333,850	947,894	1,011,335
Depository insurance	162,798	161,956	481,641	482,920
Foreclosed assets, net	688,124	381,847	1,400,616	1,308,995
Other operating expenses	790,856	967,888	2,253,090	2,500,107
Total noninterest expenses	3,659,106	3,464,571	10,335,080	10,142,179
Income before income tax expense	655,191	696,748	1,987,925	2,069,807
Income tax expense	249,500	268,200	760,600	793,100
Net income	405,691	428,548	1,227,325	1,276,707
Preferred stock dividend requirements	375,000	375,000	1,125,000	1,125,000
Accretion on preferred stock discount	17,846	17,845	53,537	53,535
Net income available to common shareholders	$ 12,845	$ 35,703	$ 48,788	$ 98,172
EARNINGS PER COMMON SHARE
Basic (in dollars per share)	$ 0	$ 0.01	$ 0.01	$ 0.01
Diluted (in dollars per share)	$ 0	$ 0.01	$ 0.01	$ 0.01
DIVIDENDS DECLARED PER COMMON SHARE (in dollars per share)	$ 0	$ 0	$ 0	$ 0