Presentation of Financial Information (Tables)

9 Months Ended

Sep. 30, 2014

Organization, Consolidation and Presentation of Financial Statements [Abstract]

Schedule of Earnings Per Share, Basic and Diluted [Table Text Block]

The following is a summary of the basic and diluted earnings per share for the three and nine month periods ended September 30, 2014 and September 30, 2013.

	Three Months Ended September 30,
	2014		2013
Net income available to common shareholders	$	12,845	$	35,703
Weighted average common shares outstanding		6,627,398		6,547,074
Effect of dilutive stock options		216,409		145,508
Diluted shares		6,843,807		6,692,582
Basic earnings per common share	$	0.00	$	0.01
Diluted earnings per common share	$	0.00	$	0.01

	Nine Months Ended September 30,
	2014		2013
Net income available to common shareholders	$	48,788	$	98,172
Weighted average common shares outstanding		6,609,975		6,547,074
Effect of dilutive stock options		180,197		127,453
Diluted shares		6,790,172		6,674,527
Basic earnings per common share	$	0.01	$	0.01
Diluted earnings per common share	$	0.01	$	0.01