Exhibit 99.1 

CONSENT OF PERFORMANCE TRUST CAPITAL PARTNERS

We hereby consent to the use of our name and to the description of our opinion, dated April 12, 2021. under the caption "Opinion of SCB's Financial Advisor" in, and to the inclusion of our opinion letter as Annex B. to the proxy statement/prospectus of Sevier County Bancshares ("SCB") and SmartFinancial, Inc., which proxy statement/prospectus forms a part of Amendment No. 1 to the Registration Statement on Form S-4 of SmartFinancial. By giving such consent, we do not thereby admit that we are experts with respect to any part of such Registration Statement within the meaning of the term "expert" as used in, or that we come within the category of persons whose consent is required under, the Securities Act of 1933, as amended, or the rules and regulations of the Securities and Exchange Commission promulgated thereunder.

/s/ Performance Trust Capital Partners, LLC

Chicago, Illinois 

June 25, 2021