The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 324 2,929 SH   SOLE   2,929 0 0
ABBOTT LABORATORIES COM 002824100 16,695 172,542 SH   SOLE   172,542 0 0
ABBVIE INC COM 00287Y109 843 6,279 SH   SOLE   6,279 0 0
AIR PRODUCTS & CHEMICALS INC COM 009158106 8,812 37,865 SH   SOLE   37,865 0 0
ALLSTATE CORP COM 020002101 1,069 8,585 SH   SOLE   8,585 0 0
ALPHABET INC-CL C COM 02079K107 493 5,125 SH   SOLE   5,125 0 0
AMAZON.COM INC COM 023135106 3,460 30,620 SH   SOLE   30,620 0 0
AMERICAN ELECTRIC POWER COM 025537101 991 11,460 SH   SOLE   11,460 0 0
AMERICAN EXPRESS CO COM 025816109 13,330 98,804 SH   SOLE   98,804 0 0
AMERICAN INTERNATIONAL GROUP COM 026874784 4,146 87,327 SH   SOLE   87,327 0 0
AMERICAN WATER WORKS CO INC COM 030420103 456 3,500 SH   SOLE   3,500 0 0
AMGEN INC COM 031162100 218 965 SH   SOLE   965 0 0
AON PLC SHS CL A COM g0403h108 17,830 66,562 SH   SOLE   66,562 0 0
APPLE INC COM 037833100 19,649 142,176 SH   SOLE   142,176 0 0
AT&T INC COM 00206R102 175 11,422 SH   SOLE   11,422 0 0
AUTOMATIC DATA PROCESSING COM 053015103 17,880 79,049 SH   SOLE   79,049 0 0
BANK OF AMERICA CORP COM 060505104 433 14,327 SH   SOLE   14,327 0 0
BANK OF NEW YORK MELLON CORP COM 064058100 7,106 184,467 SH   SOLE   184,467 0 0
BERKSHIRE HATHAWAY INC DEL CL COM 084670702 276 1,033 SH   SOLE   1,033 0 0
BLACKROCK INC COM 09247X101 250 454 SH   SOLE   454 0 0
BOEING CO/THE COM 097023105 2,310 19,078 SH   SOLE   19,078 0 0
BRAINSTORM CELL THERAPEUTICS COM 10501E201 1,238 280,000 SH   SOLE   280,000 0 0
BRISTOL-MYERS SQUIBB CO COM 110122108 15,488 217,871 SH   SOLE   217,871 0 0
BROADRIDGE FINANCIAL SOLUTIO COM 11133T103 280 1,940 SH   SOLE   1,940 0 0
CHEVRON CORP COM 166764100 21,833 151,966 SH   SOLE   151,966 0 0
CHUBB LTD COM h1467j104 13,063 71,821 SH   SOLE   71,821 0 0
COCA-COLA CO/THE COM 191216100 388 6,932 SH   SOLE   6,932 0 0
COLGATE-PALMOLIVE CO COM 194162103 337 4,796 SH   SOLE   4,796 0 0
CONOCOPHILLIPS COM 20825C104 345 3,375 SH   SOLE   3,375 0 0
COSTCO WHOLESALE CORP COM 22160K105 336 712 SH   SOLE   712 0 0
DANAHER CORP COM 235851102 442 1,710 SH   SOLE   1,710 0 0
DEERE & CO COM 244199105 11,651 34,894 SH   SOLE   34,894 0 0
DORIAN LPG LTD COM y2106r110 237 17,500 SH   SOLE   17,500 0 0
DUPONT DE NEMOURS INC COM 26614N102 781 15,500 SH   SOLE   15,500 0 0
EDWARDS LIFESCIENCES CORP COM 28176E108 4,469 54,082 SH   SOLE   54,082 0 0
ELI LILLY & CO COM 532457108 2,590 8,010 SH   SOLE   8,010 0 0
EMERSON ELECTRIC CO COM 291011104 18,090 247,058 SH   SOLE   247,058 0 0
EXXON MOBIL CORP COM 30231G102 20,619 236,159 SH   SOLE   236,159 0 0
FACTSET RESEARCH SYSTEMS INC COM 303075105 1,600 4,000 SH   SOLE   4,000 0 0
FEDEX CORP COM 31428X106 201 1,354 SH   SOLE   1,354 0 0
FIFTH THIRD BANCORP COM 316773100 200 6,262 SH   SOLE   6,262 0 0
FORD MOTOR CO COM 345370860 221 19,715 SH   SOLE   19,715 0 0
GENERAL DYNAMICS CORP COM 369550108 281 1,323 SH   SOLE   1,323 0 0
GOLDMAN SACHS GROUP INC COM 38141G104 2,795 9,539 SH   SOLE   9,539 0 0
HOME DEPOT INC COM 437076102 15,223 55,168 SH   SOLE   55,168 0 0
HONEYWELL INTERNATIONAL INC COM 438516106 11,814 70,755 SH   SOLE   70,755 0 0
INTEL CORP COM 458140100 282 10,950 SH   SOLE   10,950 0 0
INTL BUSINESS MACHINES CORP COM 459200101 16,451 138,467 SH   SOLE   138,467 0 0
ISHARES CORE S&P 500 ETF COM 464287200 248 691 SH   SOLE   691 0 0
ISHARES S&P MID CAP 400 VALUE COM 464287705 225 2,500 SH   SOLE   2,500 0 0
JOHNSON & JOHNSON COM 478160104 6,322 38,703 SH   SOLE   38,703 0 0
JPMORGAN CHASE & CO COM 46625H100 16,533 158,209 SH   SOLE   158,209 0 0
KEURIG DR PEPPER INC COM 49271V100 6,256 174,647 SH   SOLE   174,647 0 0
LOCKHEED MARTIN CORP COM 539830109 4,100 10,613 SH   SOLE   10,613 0 0
LPL FINANCIAL HOLDINGS INC COM 50212V100 541 2,475 SH   SOLE   2,475 0 0
MARRIOT INTERNATIONAL INC CL A COM fhb903208 0 318,859 SH   SOLE   318,859 0 0
MARRIOTT INTERNATIONAL -CL A COM 571903202 10,612 75,724 SH   SOLE   75,724 0 0
MARSH & MCLENNAN COS COM 571748102 278 1,863 SH   SOLE   1,863 0 0
MASTERCARD INC - A COM 57636Q104 13,110 46,107 SH   SOLE   46,107 0 0
MCDONALD'S CORP COM 580135101 13,507 58,538 SH   SOLE   58,538 0 0
MCKESSON CORP COM 58155Q103 1,911 5,622 SH   SOLE   5,622 0 0
MERCK & CO. INC. COM 58933Y105 17,059 198,087 SH   SOLE   198,087 0 0
METLIFE INC COM 59156R108 12,876 211,839 SH   SOLE   211,839 0 0
MICROSOFT CORP COM 594918104 17,744 76,189 SH   SOLE   76,189 0 0
MORGAN STANLEY COM 617446448 16,733 211,785 SH   SOLE   211,785 0 0
NEXTERA ENERGY INC COM 65339F101 13,926 177,603 SH   SOLE   177,603 0 0
NVIDIA CORP COM 67066G104 359 2,958 SH   SOLE   2,958 0 0
NYVATEX OIL CORP COM 670794106 0 20,000 SH   SOLE   20,000 0 0
PEPSICO INC COM 713448108 17,653 108,131 SH   SOLE   108,131 0 0
PFIZER INC COM 717081103 517 11,813 SH   SOLE   11,813 0 0
PROCTER & GAMBLE CO/THE COM 742718109 3,156 24,997 SH   SOLE   24,997 0 0
QUALCOMM INC COM 747525103 1,017 9,002 SH   SOLE   9,002 0 0
RAYTHEON TECHNOLOGIES CORP COM 75513E101 11,257 137,512 SH   SOLE   137,512 0 0
SCHLUMBERGER LTD COM 806857108 12,030 335,084 SH   SOLE   335,084 0 0
SPDR S&P 500 ETF TRUST COM 78462F103 625 1,750 SH   SOLE   1,750 0 0
STRYKER CORP COM 863667101 6,036 29,803 SH   SOLE   29,803 0 0
TARGET CORP COM 87612E106 11,079 74,658 SH   SOLE   74,658 0 0
THEGLOBE.COM INC COM 88335r101 6 10,000 SH   SOLE   10,000 0 0
THERMO FISHER SCIENTIFIC INC COM 883556102 12,096 23,849 SH   SOLE   23,849 0 0
TRAVELERS COS INC/THE COM 89417E109 4,670 30,482 SH   SOLE   30,482 0 0
UNITED PARCEL SERVICE-CL B COM 911312106 12,333 76,349 SH   SOLE   76,349 0 0
UNITEDHEALTH GROUP INC COM 91324P102 18,686 36,998 SH   SOLE   36,998 0 0
US BANCORP COM 902973304 1,277 31,660 SH   SOLE   31,660 0 0
WALMART INC COM 931142103 258 1,988 SH   SOLE   1,988 0 0
WALT DISNEY CO/THE COM 254687106 368 3,901 SH   SOLE   3,901 0 0
WASTE MANAGEMENT INC COM 94106L109 263 1,643 SH   SOLE   1,643 0 0
SOUTHERN CO 4.95 PREF PFD 842587800 230 11,141 SH   SOLE   11,141 0 0
GATEWAY FUND CL A MUT 367829207 496 14,576 SH   SOLE   14,576 0 0
HARDING LOEVNER INTL EQUITY FD MUT 412295107 336 16,059 SH   SOLE   16,059 0 0
LOOMIS SAYLES GROWTH FD CL Y MUT 543487110 366 20,474 SH   SOLE   20,474 0 0
VANGUARD 500 INDEX TR ADMIRAL MUT 922908710 472 1,427 SH   SOLE   1,427 0 0