The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
JP Morgan USD UltraShort Income ETF ETF 46641Q837   79,785 1,591,569 SH   SOLE   1,591,569 0 0
iShares Ultra Short-Term Bond ETF ETF 46434V878   32,241 644,297 SH   SOLE   644,297 0 0
Financial Select Sector SPDR Fund ETF 81369Y605   14,043 410,627 SH   SOLE   410,627 0 0
SPDR S&P 500 ETF Trust ETF 78462F103   156,988 410,502 SH   SOLE   410,502 0 0
Amphenol Corporation Class A Common Stock 032095101   21,656 284,430 SH   SOLE   284,430 0 0
Amazon.com, Inc. Common Stock 023135106   21,989 261,774 SH   SOLE   261,774 0 0
iShares Core MSCI EAFE ETF ETF 46432F842   14,641 237,532 SH   SOLE   237,532 0 0
Industrial Select Sector SPDR Fund ETF 81369Y704   19,305 196,564 SH   SOLE   196,564 0 0
Prologis Incorporated Common Stock 74340W103   17,838 158,239 SH   SOLE   158,239 0 0
JPMorgan Chase & Co. Common Stock 46625H100   19,423 144,841 SH   SOLE   144,841 0 0
American Express Company Common Stock 025816109   19,265 130,387 SH   SOLE   130,387 0 0
Healthcare Select Sector SPDR ETF ETF 81369Y209   17,590 129,481 SH   SOLE   129,481 0 0
Quanta Services Com Common Stock 74762E102   17,389 122,027 SH   SOLE   122,027 0 0
Waste Management, Inc. Common Stock 94106L109   17,043 108,637 SH   SOLE   108,637 0 0
Microsoft Corporation Common Stock 594918104   22,397 93,392 SH   SOLE   93,392 0 0
Apple Inc. Common Stock 037833100   11,505 88,549 SH   SOLE   88,549 0 0
Lowe's Companies, Inc. Common Stock 548661107   14,622 73,390 SH   SOLE   73,390 0 0
Berkshire Hathaway Inc. Class B Common Stock 084670702   20,808 67,360 SH   SOLE   67,360 0 0
Accenture Plc Class A Common Stock G1151C101   17,352 65,026 SH   SOLE   65,026 0 0
Vanguard Total Stock Market ETF ETF 922908769   11,987 62,695 SH   SOLE   62,695 0 0
Sprott Physical Gold Trust ETF 85207H104   851 60,329 SH   SOLE   60,329 0 0
Vertex Pharmaceuticals Incorporated Common Stock 92532F100   16,851 58,352 SH   SOLE   58,352 0 0
Eli Lilly and Company Common Stock 532457108   19,357 52,910 SH   SOLE   52,910 0 0
Costco Wholesale Corporation Common Stock 22160K105   20,909 45,802 SH   SOLE   45,802 0 0
Thermo Fisher Scientific Inc. Common Stock 883556102   22,784 41,373 SH   SOLE   41,373 0 0
Alphabet Inc. Class C Common Stock 02079K107   3,242 36,538 SH   SOLE   36,538 0 0
SPDR S&P 500 Fossil Fuel Res Free ETF ETF 78468R796   3,392 36,340 SH   SOLE   36,340 0 0
Procter & Gamble Company Common Stock 742718109   5,037 33,238 SH   SOLE   33,238 0 0
Northrop Grumman Corp. Common Stock 666807102   17,558 32,181 SH   SOLE   32,181 0 0
Sprott Physical Silver Trust ETF 85207K107   265 32,170 SH   SOLE   32,170 0 0
Enterprise Bancorp, Inc. Common Stock 293668109   1,105 31,306 SH   SOLE   31,306 0 0
Technology Select Sector SPDR Fund ETF 81369Y803   3,489 28,035 SH   SOLE   28,035 0 0
Alphabet Inc. Class A Common Stock 02079K305   2,212 25,074 SH   SOLE   25,074 0 0
iShares MSCI Global Sus Dev Goals ETF ETF 46435G532   1,681 21,299 SH   SOLE   21,299 0 0
Coca-Cola Company Common Stock 191216100   1,165 18,316 SH   SOLE   18,316 0 0
iShares Russell 1000 Value ETF ETF 464287598   2,029 13,381 SH   SOLE   13,381 0 0
iShares Russell 1000 Growth ETF ETF 464287614   2,865 13,373 SH   SOLE   13,373 0 0
Luminar Technologies, Inc. Class A Common Stock 550424105   55 11,117 SH   SOLE   11,117 0 0
iShares Russell Midcap ETF ETF 464287499   736 10,915 SH   SOLE   10,915 0 0
KraneShares Global Carbon Strategy ETF ETF 500767678   390 10,695 SH   SOLE   10,695 0 0
iShares S&P 500 Growth ETF ETF 464287309   585 10,001 SH   SOLE   10,001 0 0
iShares Core S&P Small Cap ETF ETF 464287804   928 9,805 SH   SOLE   9,805 0 0
PepsiCo, Inc. Common Stock 713448108   1,540 8,527 SH   SOLE   8,527 0 0
Intel Corporation Common Stock 458140100   217 8,199 SH   SOLE   8,199 0 0
Merck & Co Inc Common Stock 58933Y105   830 7,481 SH   SOLE   7,481 0 0
Vanguard S&P 500 ETF ETF 922908363   2,128 6,056 SH   SOLE   6,056 0 0
Pfizer Inc. Common Stock 717081103   250 4,870 SH   SOLE   4,870 0 0
Vanguard Total International Stock ETF ETF 921909768   235 4,540 SH   SOLE   4,540 0 0
Walmart Inc. Common Stock 931142103   546 3,850 SH   SOLE   3,850 0 0
Johnson & Johnson Common Stock 478160104   664 3,759 SH   SOLE   3,759 0 0
Exxon Mobil Corporation Common Stock 30231G102   387 3,510 SH   SOLE   3,510 0 0
Colgate-Palmolive Company Common Stock 194162103   267 3,386 SH   SOLE   3,386 0 0
Abbott Laboratories Common Stock 002824100   352 3,204 SH   SOLE   3,204 0 0
McDonald's Corporation Common Stock 580135101   844 3,204 SH   SOLE   3,204 0 0
AbbVie, Inc. Common Stock 00287Y109   490 3,031 SH   SOLE   3,031 0 0
SPDR S&P 600 Small Cap Value ETF ETF 78464A300   217 2,920 SH   SOLE   2,920 0 0
Raytheon Technologies Corporation Common Stock 75513E101   284 2,811 SH   SOLE   2,811 0 0
iShares Core S&P 500 ETF ETF 464287200   1,036 2,697 SH   SOLE   2,697 0 0
Union Pacific Corporation Common Stock 907818108   550 2,657 SH   SOLE   2,657 0 0
iShares MSCI USA Quality Factor ETF ETF 46432F339   302 2,652 SH   SOLE   2,652 0 0
Philip Morris International Inc. Common Stock 718172109   219 2,165 SH   SOLE   2,165 0 0
Zoetis, Inc. Class A Common Stock 98978V103   305 2,079 SH   SOLE   2,079 0 0
iShares Russell 2000 ETF ETF 464287655   359 2,059 SH   SOLE   2,059 0 0
Qualcomm Incorporated Common Stock 747525103   212 1,925 SH   SOLE   1,925 0 0
3M Company Common Stock 88579Y101   218 1,815 SH   SOLE   1,815 0 0
S&P Global, Inc. Common Stock 78409V104   569 1,698 SH   SOLE   1,698 0 0
Vanguard Value ETF ETF 922908744   237 1,690 SH   SOLE   1,690 0 0
Vanguard Dividend Appreciation ETF ETF 921908844   247 1,629 SH   SOLE   1,629 0 0
iShares MSCI USA Momentum Factor ETF ETF 46432F396   207 1,420 SH   SOLE   1,420 0 0
Lockheed Martin Corporation Common Stock 539830109   675 1,387 SH   SOLE   1,387 0 0
Automatic Data Processing, Inc. Common Stock 053015103   320 1,338 SH   SOLE   1,338 0 0
Danaher Corporation Common Stock 235851102   337 1,270 SH   SOLE   1,270 0 0
Hershey Company Common Stock 427866108   274 1,183 SH   SOLE   1,183 0 0
Chubb Limited Common Stock H1467J104   252 1,141 SH   SOLE   1,141 0 0
BlackRock, Inc. Common Stock 09247X101   388 547 SH   SOLE   547 0 0
MCI Preferred Income Common Stock 457995165   226 45 SH   SOLE   45 0 0
Berkshire Hathaway Inc. Class A Common Stock 084670108   2,344 5 SH   SOLE   5 0 0