The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
JP Morgan USD UltraShort Income ETF ETF 46641Q837 198,243 3,952,216 SH   SOLE   3,952,216 0 0
iShares Ultra Short-Term Bond ETF ETF 46434V878 60,025 1,200,254 SH   SOLE   1,200,254 0 0
Heliogen, Inc. COM 42329E105 1,395 750,000 SH   SOLE   750,000 0 0
Energy Vault Holdings, Inc. COM 29280W109 2,276 431,042 SH   SOLE   431,042 0 0
SPDR S&P 500 ETF Trust ETF 78462F103 143,287 401,162 SH   SOLE   401,162 0 0
Financial Select Sector SPDR Fund ETF 81369Y605 11,788 388,274 SH   SOLE   388,274 0 0
Amphenol Corporation Class A COM 032095101 20,877 311,788 SH   SOLE   311,788 0 0
iShares Core MSCI EAFE ETF ETF 46432F842 15,308 290,642 SH   SOLE   290,642 0 0
Luminar Technologies, Inc. Class A COM 550424105 1,762 241,874 SH   SOLE   241,874 0 0
Industrial Select Sector SPDR Fund ETF 81369Y704 15,598 188,292 SH   SOLE   188,292 0 0
Amazon.com, Inc. COM 023135106 19,013 168,254 SH   SOLE   168,254 0 0
JPMorgan Chase & Co. COM 46625H100 14,782 141,457 SH   SOLE   141,457 0 0
Prologis Incorporated COM 74340W103 14,191 139,675 SH   SOLE   139,675 0 0
American Express Company COM 025816109 16,406 121,604 SH   SOLE   121,604 0 0
Healthcare Select Sector SPDR ETF ETF 81369Y209 11,922 98,440 SH   SOLE   98,440 0 0
Cold Snap Corp. COM 04622D9I4 567 98,285 SH   SOLE   98,285 0 0
Apple Inc. COM 037833100 12,316 89,116 SH   SOLE   89,116 0 0
Quanta Services Com COM 74762E102 11,101 87,140 SH   SOLE   87,140 0 0
Microsoft Corporation COM 594918104 18,762 80,559 SH   SOLE   80,559 0 0
Berkshire Hathaway Inc. Class B COM 084670702 21,196 79,379 SH   SOLE   79,379 0 0
Waste Management, Inc. COM 94106L109 11,598 72,390 SH   SOLE   72,390 0 0
Lowe's Companies, Inc. COM 548661107 13,407 71,386 SH   SOLE   71,386 0 0
Vanguard Total Stock Market ETF ETF 922908769 11,773 65,599 SH   SOLE   65,599 0 0
Sprott Physical Gold Trust ETF 85207H104 772 60,329 SH   SOLE   60,329 0 0
Accenture Plc Class A COM G1151C101 15,096 58,671 SH   SOLE   58,671 0 0
Costco Wholesale Corporation COM 22160K105 22,379 47,386 SH   SOLE   47,386 0 0
Vertex Pharmaceuticals Incorporated COM 92532F100 12,708 43,891 SH   SOLE   43,891 0 0
Eli Lilly and Company COM 532457108 14,011 43,331 SH   SOLE   43,331 0 0
Thermo Fisher Scientific Inc. COM 883556102 21,454 42,299 SH   SOLE   42,299 0 0
Procter & Gamble Company COM 742718109 5,186 41,075 SH   SOLE   41,075 0 0
Alphabet Inc. Class C COM 02079K107 3,586 37,299 SH   SOLE   37,299 0 0
Coca-Cola Company COM 191216100 1,855 33,111 SH   SOLE   33,111 0 0
Sprott Physical Silver Trust ETF 85207K107 213 32,170 SH   SOLE   32,170 0 0
SPDR S&P 500 Fossil Fuel Res Free ETF ETF 78468R796 2,743 31,471 SH   SOLE   31,471 0 0
Enterprise Bancorp, Inc. COM 293668109 936 31,306 SH   SOLE   31,306 0 0
Technology Select Sector SPDR Fund ETF 81369Y803 3,330 28,035 SH   SOLE   28,035 0 0
Alphabet Inc. Class A COM 02079K305 2,460 25,719 SH   SOLE   25,719 0 0
Northrop Grumman Corp. COM 666807102 11,805 25,099 SH   SOLE   25,099 0 0
iShares S&P 500 Growth ETF ETF 464287309 1,343 23,218 SH   SOLE   23,218 0 0
iShares MSCI Global Sus Dev Goals ETF ETF 46435G532 1,544 21,793 SH   SOLE   21,793 0 0
iShares MSCI USA Min Vol Factor ETF ETF 46429B697 1,148 17,369 SH   SOLE   17,369 0 0
iShares Russell 1000 Growth ETF ETF 464287614 3,295 15,659 SH   SOLE   15,659 0 0
iShares Russell 1000 Value ETF ETF 464287598 1,923 14,141 SH   SOLE   14,141 0 0
Pfizer Inc. COM 717081103 541 12,374 SH   SOLE   12,374 0 0
iShares Russell Midcap ETF ETF 464287499 735 11,832 SH   SOLE   11,832 0 0
KraneShares Global Carbon Strategy ETF ETF 500767678 398 10,695 SH   SOLE   10,695 0 0
PepsiCo, Inc. COM 713448108 1,609 9,857 SH   SOLE   9,857 0 0
SPDR MSCI EAFE Fossil Fuel Free ETF ETF 78470E106 511 8,728 SH   SOLE   8,728 0 0
Bristol-Myers Squibb Company COM 110122108 610 8,580 SH   SOLE   8,580 0 0
Merck & Co Inc COM 58933Y105 736 8,543 SH   SOLE   8,543 0 0
Intel Corporation COM 458140100 220 8,541 SH   SOLE   8,541 0 0
Johnson & Johnson COM 478160104 1,319 8,074 SH   SOLE   8,074 0 0
Cisco Systems, Inc. COM 17275R102 307 7,668 SH   SOLE   7,668 0 0
Vanguard S&P 500 ETF ETF 922908363 1,988 6,056 SH   SOLE   6,056 0 0
Loews Corporation COM 540424108 299 6,000 SH   SOLE   6,000 0 0
Vanguard Total International Stock ETF ETF 921909768 208 4,540 SH   SOLE   4,540 0 0
Walmart Inc. COM 931142103 556 4,285 SH   SOLE   4,285 0 0
Abbott Laboratories COM 002824100 397 4,104 SH   SOLE   4,104 0 0
Exxon Mobil Corporation COM 30231G102 331 3,795 SH   SOLE   3,795 0 0
McDonald's Corporation COM 580135101 874 3,787 SH   SOLE   3,787 0 0
iShares MSCI USA Quality Factor ETF ETF 46432F339 384 3,698 SH   SOLE   3,698 0 0
AbbVie, Inc. COM 00287Y109 462 3,441 SH   SOLE   3,441 0 0
Colgate-Palmolive Company COM 194162103 238 3,386 SH   SOLE   3,386 0 0
iShares Core S&P Small Cap ETF ETF 464287804 292 3,350 SH   SOLE   3,350 0 0
Qualcomm Incorporated COM 747525103 373 3,305 SH   SOLE   3,305 0 0
Progressive Corporation COM 743315103 369 3,174 SH   SOLE   3,174 0 0
Union Pacific Corporation COM 907818108 599 3,073 SH   SOLE   3,073 0 0
Raytheon Technologies Corporation COM 75513E101 241 2,950 SH   SOLE   2,950 0 0
iShares Core S&P 500 ETF ETF 464287200 967 2,697 SH   SOLE   2,697 0 0
Philip Morris International Inc. COM 718172109 223 2,685 SH   SOLE   2,685 0 0
iShares Russell 2000 ETF ETF 464287655 340 2,059 SH   SOLE   2,059 0 0
Kellogg Company COM 487836108 143 2,052 SH   SOLE   2,052 0 0
Zoetis, Inc. Class A COM 98978V103 295 1,989 SH   SOLE   1,989 0 0
Oracle Corporation COM 68389X105 120 1,962 SH   SOLE   1,962 0 0
3M Company COM 88579Y101 210 1,898 SH   SOLE   1,898 0 0
S&P Global, Inc. COM 78409V104 519 1,700 SH   SOLE   1,700 0 0
Vanguard Dividend Appreciation ETF ETF 921908844 229 1,693 SH   SOLE   1,693 0 0
Vanguard Value ETF ETF 922908744 209 1,690 SH   SOLE   1,690 0 0
Henry Schein, Inc. COM 806407102 108 1,637 SH   SOLE   1,637 0 0
General Mills, Inc. COM 370334104 109 1,420 SH   SOLE   1,420 0 0
iShares MSCI USA Momentum Factor ETF ETF 46432F396 186 1,420 SH   SOLE   1,420 0 0
Lockheed Martin Corporation COM 539830109 536 1,387 SH   SOLE   1,387 0 0
IBM Corporation COM 459200101 163 1,372 SH   SOLE   1,372 0 0
Danaher Corporation COM 235851102 351 1,360 SH   SOLE   1,360 0 0
Automatic Data Processing, Inc. COM 053015103 303 1,338 SH   SOLE   1,338 0 0
Lab Corp of America Holdings COM 50540R409 271 1,321 SH   SOLE   1,321 0 0
Agilent Technologies, Inc. COM 00846U101 160 1,320 SH   SOLE   1,320 0 0
Northern Trust Corporation COM 665859104 110 1,290 SH   SOLE   1,290 0 0
Hershey Company COM 427866108 284 1,288 SH   SOLE   1,288 0 0
Chubb Limited COM H1467J104 208 1,141 SH   SOLE   1,141 0 0
Marsh & McLennan Companies, Inc. COM 571748102 159 1,068 SH   SOLE   1,068 0 0
Phillips 66 COM 718546104 82 1,017 SH   SOLE   1,017 0 0
Bank of America Corp COM 060505104 30 1,000 SH   SOLE   1,000 0 0
Pioneer Natural Resources Company COM 723787107 217 1,000 SH   SOLE   1,000 0 0
Sempra Energy COM 816851109 123 818 SH   SOLE   818 0 0
Wells Fargo & Company COM 949746101 31 782 SH   SOLE   782 0 0
Visa Inc. Class A COM 92826C839 137 773 SH   SOLE   773 0 0
Chevron Corporation COM 166764100 104 727 SH   SOLE   727 0 0
Caterpillar Inc. COM 149123101 119 724 SH   SOLE   724 0 0
BlackRock, Inc. COM 09247X101 304 552 SH   SOLE   552 0 0
Cummins Inc. COM 231021106 101 498 SH   SOLE   498 0 0
Sherwin-Williams Company COM 824348106 76 370 SH   SOLE   370 0 0
Becton, Dickinson and Company COM 075887109 68 303 SH   SOLE   303 0 0
Devon Energy Corporation COM 25179M103 18 300 SH   SOLE   300 0 0
Invesco FTSE RAFI US 1000 ETF ETF 46137V613 25 183 SH   SOLE   183 0 0
MCI Preferred Income COM 457995165 226 45 SH   SOLE   45 0 0
Berkshire Hathaway Inc. Class A COM 084670108 2,032 5 SH   SOLE   5 0 0