-----BEGIN PRIVACY-ENHANCED MESSAGE----- Proc-Type: 2001,MIC-CLEAR Originator-Name: webmaster@www.sec.gov Originator-Key-Asymmetric: MFgwCgYEVQgBAQICAf8DSgAwRwJAW2sNKK9AVtBzYZmr6aGjlWyK3XmZv3dTINen TWSM7vrzLADbmYQaionwg5sDW3P6oaM5D3tdezXMm7z1T+B+twIDAQAB MIC-Info: RSA-MD5,RSA, VHzc/VM/4FebXFpOe/D5irclw6sh4lj/6uBVuRjOzOWOlOzJ0JbSLc3AYoUZoPHa jnfnRy5Z79LmHQ3yLwqa0w== 0000950152-98-002876.txt : 19980401 0000950152-98-002876.hdr.sgml : 19980401 ACCESSION NUMBER: 0000950152-98-002876 CONFORMED SUBMISSION TYPE: 10-K PUBLIC DOCUMENT COUNT: 2 CONFORMED PERIOD OF REPORT: 19971231 FILED AS OF DATE: 19980331 SROS: NONE FILER: COMPANY DATA: COMPANY CONFORMED NAME: FIFTH THIRD BANK AUTO TRUST 1996-A CENTRAL INDEX KEY: 0001037314 STANDARD INDUSTRIAL CLASSIFICATION: ASSET-BACKED SECURITIES [6189] STATE OF INCORPORATION: OH FISCAL YEAR END: 1231 FILING VALUES: FORM TYPE: 10-K SEC ACT: SEC FILE NUMBER: 333-00856-01 FILM NUMBER: 98583794 BUSINESS ADDRESS: STREET 1: 38 FOUNTAIN SQUARE PLZ CITY: CINCINNATI STATE: OH ZIP: 45263 BUSINESS PHONE: 5135795300 MAIL ADDRESS: STREET 1: 38 FOUNTAIN SQUARE PLAZA CITY: CICINNATI STATE: OH ZIP: 45263 10-K 1 FIFTH THIRD BANK AUTO TRUST 1996-A 10-K 1 UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 10-K ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For fiscal year ended December 31, 1997 Commission File Number 333-856 THE FIFTH THIRD BANK AUTO TRUST 1996-A (Issuer with respect to the Certificates and Notes) THE FIFTH THIRD BANK (Exact name of Registrant as specified in its charter) Ohio 31-0854434 (State or other jurisdiction of (IRS Employer incorporation or organization) Identification No.) 38 Fountain Square Plaza Cincinnati, Ohio 45263 (Address of principal executive offices) Registrant's telephone number, including area code: (513) 579-5300 Securities registered pursuant to Section 12(b) of the Act: None Securities registered pursuant to Section 12(g) of the Act: None Indicate by check mark whether the Registrant (1) has filed all reports required to be filed by Section 13 or 15(d) of the Securities Exchange Act of 1934 during the preceding 12 months (or for such shorter period that the Registrant was required to file such reports), and (2) has been subject to such filing requirements for the past 90 days. Yes: /X/ No: / / The registrant has no officer, director or beneficial owner of more than 10% of equity securities to whom Section 16(a) of the Act applies and consequently Item 405 of Regulation S-K does not apply. The registrant does not have any voting stock, has not been involved in bankruptcy proceedings during the past five years and is not a corporate registrant. No documents are incorporated by reference into this Form 10-K. 2 PART I Item 3. Legal Proceedings None. Item 4. Submission of Matters to a Vote of Security Holders None. PART II Item 5. Market for Registrant's Common Equity and Related Stockholder Matters At December 31, 1997, CEDE & Co., as nominee of The Depository Trust Company ("DTC"), was the registered holder of the Asset Backed Certificates ("Certificates"). There are 35 parties registered on the books of DTC as record owners of Certificates. There is no established public market in which the Certificates are traded. Item 9. Changes in and Disagreements with Accountants on Accounting and Financial Disclosure None. PART III Item 12. Security Ownership of Certain Beneficial Owners and Management At December 31, 1997, the Certificates were registered in the name of (i) The Fifth Third Bank and (ii) CEDE & Co., as nominee of DTC. The books of DTC indicate that the 10 DTC participant institutions listed below are record owners of in excess of five percent (5%) of the Certificates issued. Only such participants, however, know the identity of the beneficial owners of interests in such Certificates.
TITLE OF NAME AND ADDRESS AMOUNT AND NATURE OF PERCENT CLASS OF BENEFICIAL OWNER BENEFICIAL OWNERSHIP OF CLASS - ------------------------- -------------------------------------------------- ----------------------------- ----------- 6.20% Asset Chase Manhattan Bank $68,556,000 - Principal 17.6% Backed Certificates, 4 New York Plaza amount of Certificates Class A New York, New York 10004 6.20% Asset SSB-Bank Portfolio Capital Markets Division $49,500,000 - Principal 12.7% Backed Certificates, 225 Franklin Street amount of Certificates Class A Boston, Massachusetts 02110 6.20% Asset Chase Manhattan Bank, Trust $47,795,000 - Principal 12.3% Backed Certificates, 4 New York Plaza amount of Certificates Class A New York, New York 10004 6.20% Asset The Bank of New York $45,320,000 - Principal 11.6% Backed Certificates, 925 Patterson Plank Road amount of Certificates Class A Secaucus, New Jersey 07094 6.20% Asset SSB-Custodian Global Proxy Unit $40,215,000 - Principal 10.3% Backed Certificates, PO Box 1631 amount of Certificates Class A Boston, Massachusetts 02105-1631
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6.20% Asset Boston Safe Deposit & Trust Co. $31,425,000 - Principal 8.1% Backed Certificates, Three Mellon Bank Center amount of Certificates Class A Pittsburgh, Pennsylvania 15259 6.20% Asset Fifth Third Bank/State Teachers Retirement $30,540,000 - Principal 7.8% Backed Certificates, 275 East Broad Street amount of Certificates Class A Columbus, Ohio 43215 6.35% Asset Bank of New York $13,378,000 - Principal 72.8% Backed Certificates, 925 Patterson Plank Road amount of Certificates Class B Secaucus, New Jersey 07094 6.35% Asset Bankers Trust Company $3,500,000 - Principal 19.0% Backed Certificates, 648 Grassmere Park Drive amount of Certificates Class B Nashville, Tennessee 37211 6.35% Asset Chase Manhattan Bank, Trust $1,500,000 - Principal 8.2% Backed Certificates, 4 New York Plaza amount of Certificates Class B New York, New York 10004
Item 13. Certain Relationships and Related Transactions None. PART IV Item 14. Exhibits, Financial Statement Schedules and Reports on Form 8-K (a) Exhibit 20 - Monthly Servicing Report for December 1997 (b) Reports on Form 8-K. During the fourth quarter of 1997, the Servicer, on behalf of the Issuer, filed reports on Form 8-K on October 20, 1997, November 20, 1997 and December 22, 1997. Supplemental Information to be Furnished With Reports Filed Pursuant to Section 15 (d) of the Act by Registrants Which Have Not Registered Securities Pursuant to Section 12 of the Act: None SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, this report has been signed below by the following person on behalf of the Issuer and in the capacities and on the dates indicated. March 30, 1998 THE FIFTH THIRD BANK AUTO TRUST 1996-A (Issuer with respect to the Certificates and Notes) By: THE FIFTH THIRD BANK (Originator and the Issuer and Registrant) By: /s/Roger W. Dean ----------------- Roger W. Dean Senior Vice President & Controller EX-20 2 EXHIBIT 20 1 FIFTH THIRD BANK AUTO RECEIVABLES TRUST 1996-A EXHIBIT 20 Monthly Statement to Certificateholders Servicer: The Fifth Third Bank Trustee: Harris Trust and Savings Bank
Collection Period: 1-Dec-97 31-Dec-97 Distribution Date: 15-Jan-98 Per $1,000 of Original Statement for Class A and Class B Certificateholders Pursuant Class A/Class B to Section 4.7 of the Pooling and Servicing Agreement Certificate Amount ------------------ (i) Principal Distribution Class A Certificate Amount $ 8,221,903.60 $21.08146264 Class B Certificate Amount $ 387,419.54 $21.08061487 (ii) Interest Distribution Class A Certificate Amount $ 763,156.99 $ 1.95678110 Class B Certificate Amount $ 36,834.19 $ 2.00425454 (iii) Servicing Fee $ 128,890.50 $ 0.31561080 (iv) Class A Certificate Balance (after principal distributions) $139,485,901.56 Class A Pool Factor (after principal distributions) 0.3576504 Class B Certificate Balance (after principal distributions) $ 6,573,373.09 Class B Pool Factor (after principal distributions) 0.3576762 (v) Total Pool Balance (end of Collection Period) $146,059,274.56 Current Period Cumulative --------------- --------------- (vi) Defaulted Receivables $ 454,803.09 $ 10,522,258.28 Liquidation Proceeds 286,924.26 4,740,829.09 --------------- --------------- Aggregate Net Losses $ 167,878.83 $ 5,781,429.19 =============== =============== (vii) Aggregate Principal Balance of Receivables Repurchased by Seller or Servicer: Principal Portion $ - Interest Portion $ - (viii) Class A Interest Carryover Shortfall $ - Class B Interest Carryover Shortfall $ - Class A Principal Carryover Shortfall $ - Class B Principal Carryover Shortfall $ - (ix) Reserve Account Balance (after giving effect to payments made on the Distribution Date) $ 6,125,764.72 (x) Specified Reserve Account Balance (after giving effect to payments made on the Distribution Date) $ 6,125,764.72
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