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Consolidated Statements of Income and Comprehensive Income - USD ($)
$ in Thousands
12 Months Ended
Dec. 31, 2016
Dec. 31, 2015
Interest and Dividend Income    
Loans $ 13,140 $ 11,621
Securities 2,208 2,707
Dividends on Federal Home Loan Bank stock and other 203 171
Total interest and dividend income 15,551 14,499
Interest Expense    
Deposits 1,794 1,589
Other short-term borrowings 9 9
Federal Home Loan Bank advances 267 369
Total interest expense 2,070 1,967
Net Interest Income 13,481 12,532
Provision for Loan Losses 365 1,175
Net Interest Income After Provision for Loan Losses 13,116 11,357
Noninterest Income    
Deposit service charges 610 557
Gain on loan sales 218 193
Earnings on bank-owned life insurance 298 294
Interchange fees 406 387
Other operating 464 459
Total noninterest income 1,996 1,890
Noninterest Expense    
Salaries and employee benefits 7,304 6,444
Net occupancy and equipment expense 2,127 1,986
Federal deposit insurance premiums 215 270
Franchise taxes 353 264
Advertising and marketing 275 246
Legal 152 214
Audit and accounting 331 276
Other 1,401 1,487
Total noninterest expense 12,158 11,187
Income Before Federal Income Taxes 2,954 2,060
Provision for Federal Income Taxes 708 413
Net Income 2,246 1,647
Other comprehensive loss:    
Unrealized loss on available-for-sale securities, net of taxes of ($209) and ($380) for 2016 and 2015, respectively (406) (737)
Change in split-dollar life insurance policy unrecognized net loss (42) 155
Change in defined benefit plan settlement charge, net of taxes of $69 for 2016 133
Change in defined benefit plan unrecognized net gain, net of taxes of $11 and $1 for 2016 and 2015, respectively 22 2
Amortization of net loss included in net periodic pension cost, net of taxes of $33 and $36 for 2016 and 2015, respectively 65 69
Other comprehensive loss (228) (511)
Total comprehensive income $ 2,018 $ 1,136
Basic Earnings Per Share $ 0.82 $ 0.60
Diluted Earnings Per Share $ 0.82 $ 0.60