Consolidated Balance Sheets - USD ($) $ in Thousands	Dec. 31, 2016	Dec. 31, 2015
Assets
Cash and due from banks	$ 10,138	$ 3,487
Interest-bearing deposits	6,618	7,669
Cash and cash equivalents	16,756	11,156
Available-for-sale securities	70,709	95,347
Held-to-maturity securities	9,559	8,307
Loans, net of allowance for loan losses of $3,040 and $2,837 at December 31, 2016 and 2015, respectively	332,283	293,121
Premises and equipment, net	6,420	6,663
Federal Home Loan Bank stock	4,226	4,226
Foreclosed assets held for sale, net	2	14
Accrued interest receivable	1,146	1,149
Bank-owned life insurance	9,827	9,554
Goodwill	1,719	1,719
Prepaid federal income taxes	264	483
Other assets	1,880	1,893
Total assets	454,791	433,632
Deposits
Demand	111,213	101,532
Savings and money market	141,029	132,089
Time	131,491	128,806
Total deposits	383,733	362,427
Other short-term borrowings	7,246	5,606
Federal Home Loan Bank advances	18,000	21,000
Deferred federal income taxes	184	436
Interest payable and other liabilities	4,600	4,258
Total liabilities	413,763	393,727
Commitments and Contingencies
Stockholders' Equity
Preferred stock, 500,000 shares of $.10 par value authorized; no shares issued
Common stock, $.10 par value; authorized 9,000,000 shares; 3,978,731 shares issued	398	398
Additional paid-in capital	36,041	36,017
Retained earnings	22,317	21,060
Shares acquired by ESOP	(273)	(343)
Accumulated other comprehensive loss	(519)	(291)
Treasury stock, at cost: Common: 1,196,892 at December 31, 2016 and 2015	(16,936)	(16,936)
Total stockholders' equity	41,028	39,905
Total liabilities and stockholders' equity	$ 454,791	$ 433,632