XML 68 R57.htm IDEA: XBRL DOCUMENT v3.3.1.900
Loans and Allowance for Loan Losses (Schedule of Allowance for Loan Losses) (Details) - USD ($)
$ in Thousands
12 Months Ended
Dec. 31, 2015
Dec. 31, 2014
Activity in the allowance for loan losses by portfolio segment    
Beginning balance $ 2,769 $ 2,819
Provision charged to expense 1,175 333
Losses charged off (1,158) (411)
Recoveries 51 28
Ending balance 2,837 2,769
Ending balances: Allowance for loan losses    
Individually evaluated for impairment 552 816
Collectively evaluated for impairment 2,285 1,953
Ending balances: Loans    
Individually evaluated for impairment 3,883 3,442
Collectively evaluated for impairment 300,905 271,740
Loans Receivable, gross 304,788 275,182
One-to-four family residential [Member]    
Activity in the allowance for loan losses by portfolio segment    
Beginning balance 1,533 1,017
Provision charged to expense 924 546
Losses charged off (1,158) (38)
Recoveries 47 8
Ending balance 1,346 1,533
Ending balances: Allowance for loan losses    
Individually evaluated for impairment 506 653
Collectively evaluated for impairment 840 880
Ending balances: Loans    
Individually evaluated for impairment 2,789 3,279
Collectively evaluated for impairment 176,943 166,397
Loans Receivable, gross [1] 179,732 169,676
All other mortgage loans [Member]    
Activity in the allowance for loan losses by portfolio segment    
Beginning balance 885 1,526
Provision charged to expense $ 325 (397)
Losses charged off (261)
Recoveries 17
Ending balance $ 1,210 885
Ending balances: Allowance for loan losses    
Individually evaluated for impairment 13 18
Collectively evaluated for impairment 1,197 867
Ending balances: Loans    
Individually evaluated for impairment 1,061 18
Collectively evaluated for impairment 104,060 86,902
Loans Receivable, gross [1] 105,121 86,920
Commercial business loans [Member]    
Activity in the allowance for loan losses by portfolio segment    
Beginning balance 343 271
Provision charged to expense $ (65) 182
Losses charged off (112)
Recoveries $ 1 2
Ending balance 279 343
Ending balances: Allowance for loan losses    
Individually evaluated for impairment 33 145
Collectively evaluated for impairment 246 198
Ending balances: Loans    
Individually evaluated for impairment 33 145
Collectively evaluated for impairment 17,998 16,130
Loans Receivable, gross [1] 18,031 16,275
Consumer loans [Member]    
Activity in the allowance for loan losses by portfolio segment    
Beginning balance 8 5
Provision charged to expense $ (9) $ 2
Losses charged off
Recoveries $ 3 $ 1
Ending balance $ 2 $ 8
Ending balances: Allowance for loan losses    
Individually evaluated for impairment
Collectively evaluated for impairment $ 2 $ 8
Ending balances: Loans    
Individually evaluated for impairment
Collectively evaluated for impairment $ 1,904 $ 2,311
Loans Receivable, gross [1] $ 1,904 $ 2,311
[1] Ratings are generally assigned to consumer and residential mortgage loans on a “pass” or “fail” basis, where “fail” results in a substandard classification. Commercial loans, both secured by real estate or other assets or unsecured, are analyzed in accordance with an analytical matrix codified in the Bank's loan policy that produces a risk rating as described below.