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Condensed Consolidated Statements of Income and Comprehensive Income (Loss) - USD ($)
$ in Thousands
3 Months Ended 6 Months Ended
Jun. 30, 2015
Jun. 30, 2014
Jun. 30, 2015
Jun. 30, 2014
Interest and Dividend Income        
Loans $ 2,855 $ 2,879 $ 5,665 $ 5,769
Securities 688 783 1,392 1,563
Dividends on Federal Home Loan Bank stock and other 45 50 89 101
Total interest and dividend income 3,588 3,712 7,146 7,433
Interest Expense        
Deposits 402 393 794 788
Other short-term borrowings 3 3 5 5
Federal Home Loan Bank advances 98 134 190 279
Total interest expense 503 530 989 1,072
Net Interest Income 3,085 3,182 6,157 6,361
Provision for Loan Losses 481 79 714 87
Net Interest Income After Provision for Loan Losses 2,604 3,103 5,443 6,274
Noninterest Income        
Gain on loan sales 15 84 62 109
Earnings on bank-owned life insurance 73 73 145 144
Service fees, charges and other operating 355 323 667 592
Total noninterest income 443 480 874 845
Noninterest Expense [Abstract]        
Salaries and employee benefits 1,584 1,525 3,159 3,018
Net occupancy and equipment expense 491 511 978 1,022
Federal deposit insurance premiums 68 68 128 131
Franchise taxes 67 $ 65 133 $ 129
Provision for impairment on foreclosed assets held for sale 9   9  
Loss on sale of foreclosed assets held for sale $ 62   77  
Loss (gain) on sale of premises and equipment   $ (1) $ 2 $ (7)
Amortization of intangible assets   15   38
Other $ 501 466 $ 999 963
Total noninterest expense 2,782 2,649 5,485 5,294
Income Before Federal Income Taxes 265 934 832 1,825
Provision for Federal Income Taxes 22 234 149 455
Net Income 243 700 683 1,370
Other comprehensive income (loss):        
Unrealized gains (losses) on available-for-sale securities (932) 435 (709) 977
Tax (expense) benefit 317 (148) 241 (332)
Other comprehensive income (loss) (615) 287 (468) 645
Total comprehensive income (loss) $ (372) $ 987 $ 215 $ 2,015
Basic Earnings Per Share $ 0.09 $ 0.25 $ 0.25 $ 0.49
Diluted Earnings Per Share 0.09 0.25 0.25 0.49
Dividends Per Share $ 0.09 $ 0.09 $ 0.18 $ 0.17