Regulatory Matters (Tables)

3 Months Ended

Mar. 31, 2014

Regulatory Matters Tables

Schedule of regulatory capital requirements

The Bank’s actual capital amounts and ratios as of March 31, 2014 and December 31, 2013 are presented in the following table:

	Actual					For Capital Adequacy Purposes					To Be well Capitalized Under Prompt Corrective Action Provisions
	Amount		Ratio			Amount		Ratio			Amount		Ratio
As of March 31, 2014
Tier I Capital to average assets	$	35,545		8.7	%	$	16,347		4.0	%	$	20,434		5.0	%
Tier I Capital to risk-weighted assets		35,545		14.3	%		9,916		4.0	%		14,875		6.0	%
Total Risk-based capital to risk-      weighted assets		38,119		15.4	%		19,833		8.0	%		24,791		10.0	%
As of December 31, 2013
Tier I Capital to average assets	$	35,065		8.6	%	$	16,372		4.0	%	$	20,465		5.0	%
Tier I Capital to risk-weighted assets		35,065		14.2	%		9,866		4.0	%		14,798		6.0	%
Total Risk-based capital to risk-      weighted assets		37,884		15.4	%		19,731		8.0	%		24,664		10.0	%