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Condensed Consolidated Balance Sheets (Unaudited) (USD $)
In Thousands, unless otherwise specified
Mar. 31, 2014
Dec. 31, 2013
ASSETS    
Cash and due from banks $ 5,542 $ 7,751
Interest-bearing deposits 4,576 5,630
Cash and cash equivalents 10,118 13,381
Available-for-sale securities 105,335 103,625
Held-to-maturity securities 6,600 6,623
Loans, net of allowance for loan losses of $2,574 and $2,819 at March 31, 2014 and December 31, 2013, respectively 262,562 261,130
Premises and equipment 6,636 6,692
Federal Home Loan Bank stock 4,226 5,025
Accrued interest receivable 1,419 1,184
Bank-owned life insurance 9,073 9,006
Goodwill 1,719 1,719
Other intangible assets 15 38
Other assets 1,853 1,810
Prepaid federal income taxes 33 60
Total assets 409,589 410,293
Deposits    
Demand 81,783 85,952
Savings and money market 125,674 121,140
Time 130,727 130,479
Total deposits 338,184 337,571
Other short-term borrowings 5,818 7,212
Federal Home Loan Bank advances 22,367 22,336
Interest payable and other liabilities 3,372 4,257
Deferred federal income taxes 525 365
Total liabilities 370,266 371,741
Commitments and Contingencies      
Stockholders' Equity    
Preferred stock, 500,000 shares of $.10 par value authorized; no shares issued      
Common stock, $.10 par value; authorized 9,000,000 shares; 3,978,731 shares issued 398 398
Additional paid-in capital 35,979 35,976
Retained earnings 19,190 18,743
Shares acquired by ESOP (473) (492)
Accumulated other comprehensive income 423 65
Treasury stock, at cost - 1,140,292 and 1,135,292 shares at March 31, 2014 and December 31, 2013, respectively (16,194) (16,138)
Total stockholders' equity 39,323 38,552
Total liabilities and stockholders' equity $ 409,589 $ 410,293