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Consolidated Statements of Cash Flows (USD $)
In Thousands, unless otherwise specified
12 Months Ended
Dec. 31, 2013
Dec. 31, 2012
Operating Activities    
Net Income $ 2,056 $ 1,722
Items not requiring (providing) cash    
Depreciation and amortization 589 555
Provision (credit) for loan losses 220 773
Amortization of premiums and discounts on securities 1,684 2,125
Amortization of mortgage servicing rights 48 65
Amortization of deferred loan origination fees (100) (120)
Amortization of intangible assets 91 91
Deferred income taxes (9) 371
Net gains on sale of loans (105) (273)
Proceeds from sale of loans in secondary market 7,440 6,420
Origination of loans for sale in the secondary market (7,335) (6,147)
Amortization expense of stock benefit plan 81 72
Provision for impairment on foreclosed assets held for sale 26 46
(Gain) loss on sale of foreclosed assets held for sale (5) 13
Increase in value of bank owned life insurance (283) (287)
Changes in    
Accrued interest receivable 44 86
Prepaid federal deposit insurance premiums 535 272
Other assets 204 (1,107)
Interest payable and other liabilities (237) 948
Net cash provided by operating activities 4,943 5,625
Investing Activities    
Purchase of available-for-sale securities (33,628) (36,560)
Purchase of held-to-maturity securities (2,988) (2,154)
Proceeds from maturities and paydowns of available-for-sale securities 37,151 53,187
Proceeds from maturities and paydowns of held-to-maturity securities 96 76
Net change in loans (13,451) (16,705)
Purchase of bank-owned life insurance    (1,243)
Purchase of premises and equipment (193) (478)
Proceeds from the sale of foreclosed assets 347 1,208
Net cash used in investing activities (12,666) (2,669)
Financing Activities    
Net change in deposits 9,834 (6,111)
Net change in other short-term borrowings 135 1,799
Proceeds from Federal Home Loan Bank and Federal Reserve advances 19,519 19,710
Repayments of Federal Home Loan Bank and Federal Reserve advances (18,400) (25,090)
Advances by borrowers for taxes and insurance 36 128
Dividends on common stock (860) (760)
Treasury stock purchases (1,215) (393)
Net cash provided (used in) financing activities 9,049 (10,717)
Increase (decrease) in Cash and Cash Equivalents 1,326 (7,761)
Cash and Cash Equivalents, Beginning of Period 12,055 19,816
Cash and Cash Equivalents, End of Period 13,381 12,055
Supplemental Cash Flows Information:    
Interest paid on deposits and borrowings 2,304 2,814
Federal income taxes paid 450 125
Supplemental Disclosure of Non-Cash Investing and Financing Activities    
Transfers from loans to foreclosed assets held for sale 50 302
Recognition of mortgage servicing rights 74 61
Dividends payable $ 227 $ 207