Regulatory Matters (Tables)

12 Months Ended

Dec. 31, 2013

Regulatory Matters Tables

Schedule of Regulatory Capital Requirements

The Bank’s actual capital amounts and ratios as of December 31, 2013 and 2012 are presented in the following table.

	Actual				For Capital Adequacy Purposes				To Be well Capitalized Under Prompt Corrective Action Provisions
	Amount		Ratio		Amount		Ratio		Amount		Ratio
As of December 31, 2013
Tier I Capital to average assets	$	35,065		8.6%	$	16,372		4.0%	$	20,465		5.0%
Tier I Capital to risk-weighted assets		35,065		14.2%		9,866		4.0%		14,798		6.0%
Total Risk-based capital to risk-      weighted assets		37,884		15.4%		19,731		8.0%		24,664		10.0%
As of December 31, 2012
Tier I Capital to average assets	$	34,774		8.7%	$	16,069		4.0%	$	20,086		5.0%
Tier I Capital to risk-weighted assets		34,774		14.7%		9,458		4.0%		14,187		6.0%
Total Risk-based capital to risk-      weighted assets		37,734		16.0%		18,916		8.0%		23,644		10.0%