Consolidated Balance Sheets (USD $) In Thousands, unless otherwise specified	Dec. 31, 2013	Dec. 31, 2012
ASSETS
Cash and due from banks	$ 7,751	$ 7,303
Interest-bearing deposits	5,630	4,752
Cash and cash equivalents	13,381	12,055
Available-for-sale securities	103,625	111,518
Held-to-maturity securities	6,623	3,748
Loans, net of allowance for loan losses of $2,819 and $3,328 at December 31, 2013 and December 31, 2012, respectively	261,130	247,849
Premises and equipment	6,692	7,088
Federal Home Loan Bank stock	5,025	5,025
Foreclosed assets held for sale, net		318
Accrued interest receivable	1,184	1,228
Bank-owned life insurance	9,006	8,723
Goodwill	1,719	1,719
Other intangible assets	38	128
Prepaid Federal Deposit Insurance Corporation premiums		596
Other assets	1,810	1,944
Prepaid federal income taxes	60	178
Total assets	410,293	402,117
Deposits
Demand	85,952	80,668
Savings and money market	121,140	112,229
Time	130,479	134,840
Total deposits	337,571	327,737
Other short-term borrowings	7,212	7,077
Federal Home Loan Bank advances	22,336	21,217
Interest payable and other liabilities	4,257	5,173
Deferred federal income taxes	365	1,128
Total liabilities	371,741	362,332
Commitments and Contingencies
Stockholders' Equity
Preferred stock, 500,000 shares of $.10 par value authorized; no shares issued
Common stock, $.10 par value; authorized 9,000,000 shares; 3,978,731 shares issued	398	398
Additional paid-in capital	35,976	35,975
Retained earnings	18,743	17,567
Shares acquired by ESOP	(492)	(572)
Accumulated other comprehensive income	65	1,340
Treasury stock, at cost - 1,135,292 and 1,017,385 shares at December 31, 2013 and 2012, respectively	(16,138)	(14,923)
Total stockholders' equity	38,552	39,785
Total liabilities and stockholders' equity	$ 410,293	$ 402,117