Condensed Consolidated Statements of Cash Flows (Unaudited) (USD $) In Thousands, unless otherwise specified	9 Months Ended
	Sep. 30, 2013	Sep. 30, 2012
Operating Activities
Net income	$ 1,577	$ 1,241
Items not requiring (providing) cash
Depreciation and amortization	442	411
Provision (credit) for loan losses	(55)	618
Amortization of premiums and discounts on securities	1,405	1,565
Amortization of mortgage servicing rights	37	38
Amortization of deferred loan origination fees	(77)	(92)
Amortization of intangible assets	68	68
Increase in value of bank owned life insurance	(211)	(215)
Amortization expense of stock benefit plan	61	53
Provision for impairment on foreclosed assets held for sale	26	46
Loss (gain) on sale of foreclosed assets held for sale	(6)	13
Net gains on sale of loans	(80)	(203)
Proceeds from sale of loans in secondary market	6,581	4,530
Origination of loans for sale in the secondary market	(6,501)	(4,327)
Deferred income taxes	155	291
Changes in
Accrued interest receivable	(143)	(223)
Prepaid federal deposit insurance premiums	529	207
Other assets	(153)	(466)
Interest payable and other liabilities	(65)	125
Net cash provided by operating activities	3,590	3,680
Investing Activities
Purchase of available-for-sale securities	(24,131)	(32,049)
Purchase of held-to-maturity securities	(2,988)	(867)
Proceeds from maturities and paydowns of available-for-sale securities	31,058	38,042
Proceeds from maturities and paydowns of held-to-maturity securities	78	58
Net change in loans	(10,048)	(8,217)
Purchase of bank-owned life insurance		(1,243)
Purchase of premises and equipment	(142)	(400)
Proceeds from the sale of foreclosed assets	311	1,165
Net cash used in investing activities	(5,862)	(3,511)
Financing Activities
Net change in deposits	(1,122)	(6,475)
Net change in other short-term borrowings	(561)	1,942
Proceeds from Federal Home Loan Bank and Federal Reserve advances	16,490	14,710
Repayments of Federal Home Loan Bank and Federal Reserve advances	(14,750)	(20,120)
Advances by borrowers for taxes and insurance	(408)	(305)
Dividends on common stock	(656)	(557)
Treasury stock purchases	(774)	(92)
Net cash used in financing activities	(1,781)	(10,897)
Decrease in Cash and Cash Equivalents	(4,053)	(10,728)
Cash and Cash Equivalents, Beginning of Period	12,055	19,816
Cash and Cash Equivalents, End of Period	8,002	9,088
Supplemental Cash Flows Information:
Interest paid on deposits and borrowings	1,749	2,189
Federal income taxes paid	325
Supplemental Disclosure of Non-Cash Investing and Financing Activities
Transfers from loans to foreclosed assets held for sale	50
Recognition of mortgage servicing rights	65
Dividends payable	$ 231	$ 209