Condensed Consolidated Statements of Income and Comprehensive Income (Loss) (Unaudited) (USD $) In Thousands, except Per Share data, unless otherwise specified	3 Months Ended		9 Months Ended
	Sep. 30, 2013	Sep. 30, 2012	Sep. 30, 2013	Sep. 30, 2012
Interest and Dividend Income
Loans	$ 2,874	$ 2,964	$ 8,608	$ 8,895
Securities	633	788	1,921	2,592
Dividends on Federal Home Loan Bank stock and other	54	55	165	171
Total interest and dividend income	3,561	3,807	10,694	11,658
Interest Expense
Deposits	417	500	1,283	1,654
Other short term borrowings	3	3	8	8
Federal Home Loan Bank advances	155	165	460	515
Total interest expense	575	668	1,751	2,177
Net Interest Income	2,986	3,139	8,943	9,481
Provision (Credit) for Loan Losses	76	225	(55)	618
Net Interest Income After Provision (Credit) for Loan Losses	2,910	2,914	8,998	8,863
Noninterest Income
Gain on loan sales	7	108	80	203
Gain (Loss) on sale of foreclosed assets held for sale	(11)		6	(13)
Trust income		62		227
Earnings on bank-owned life insurance	74	75	221	223
Service fees, charges and other operating	324	271	872	824
Total noninterest income	394	516	1,179	1,464
Noninterest Expense
Salaries and employee benefits	1,484	1,532	4,516	5,061
Net occupancy and equipment expense	508	468	1,462	1,421
Federal deposit insurance premiums	66	72	206	225
Franchise taxes	100	100	300	301
Provision for impairment on foreclosed assets held for sale	26	11	26	46
Amortization of intangible assets	23	23	68	68
Other	438	634	1,460	1,705
Total noninterest expense	2,645	2,840	8,038	8,827
Income Before Federal Income Taxes	659	590	2,139	1,500
Provision for Federal Income Taxes	151	125	562	259
Net Income	508	465	1,577	1,241
Other comprehensive income (loss):
Unrealized gains (losses) on available-for-sale securities	(262)	170	(2,314)	166
Tax benefit (expense)	89	(58)	787	(58)
Other comprehensive income (loss)	(173)	112	(1,527)	108
Total comprehensive income	$ 335	$ 577	$ 50	$ 1,349
Basic Earnings Per Share	$ 0.18	$ 0.16	$ 0.55	$ 0.42
Diluted Earnings Per Share	$ 0.18	$ 0.16	$ 0.55	$ 0.42
Dividends Per Share	$ 0.08	$ 0.07	$ 0.23	$ 0.20