Regulatory Matters (Tables)

9 Months Ended

Sep. 30, 2013

Regulatory Matters Tables

Schedule of Regulatory Capital Requirements

The Bank’s actual capital amounts and ratios as of September 30, 2013 and December 31, 2012 are presented in the following table.

	Actual					For Capital Adequacy Purposes					To Be well Capitalized Under Prompt Corrective Action Provisions
	Amount		Ratio			Amount		Ratio			Amount		Ratio
As of September 30, 2013
Tier I Capital to average assets	$	34,768		8.7	%	$	15,970		4.0	%	$	19,962		5.0	%
Tier I Capital to risk- weighted assets		34,768		14.2	%		9,773		4.0	%		14,660		6.0	%
Total Risk-based capital to risk-weighted assets		37,810		15.5	%		19,546		8.0	%		24,433		10.0	%
As of December 31, 2012
Tier I Capital to average assets	$	34,774		8.7	%	$	16,069		4.0	%	$	20,086		5.0	%
Tier I Capital to risk- weighted assets		34,774		14.7	%		9,458		4.0	%		14,187		6.0	%
Total Risk-based capital to risk-weighted assets		37,734		16.0	%		18,916		8.0	%		23,644		10.0	%