Regulatory Matters (Tables)

6 Months Ended

Jun. 30, 2013

Regulatory Matters Tables

Schedule of Regulatory Capital Requirements

The Bank’s actual capital amounts and ratios as of June 30, 2013 and December 31, 2012 are presented in the following table.

	Actual				For Capital Adequacy Purposes				To Be well Capitalized Under Prompt Corrective Action Provisions
	Amount		Ratio		Amount		Ratio		Amount		Ratio
As of June 30, 2013
Tier I Capital to average      assets	$	35,513		8.8%	$	16,201		4.0%	$	20,251		5.0%
Tier I Capital to risk-      weighted assets		35,513		14.9%		9,516		4.0%		14,275		6.0%
Total Risk-based capital to      risk-weighted assets		38,487		16.2%		19,033		8.0%		23,791		10.0%
As of December 31, 2012
Tier I Capital to average      assets	$	34,774		8.7%	$	16,069		4.0%	$	20,086		5.0%
Tier I Capital to risk-      weighted assets		34,774		14.7%		9,458		4.0%		14,187		6.0%
Total Risk-based capital to      risk-weighted assets		37,734		16.0%		18,916		8.0%		23,644		10.0%