Condensed Consolidated Statements of Cash Flows (Unaudited) (USD $) In Thousands, unless otherwise specified	3 Months Ended
	Mar. 31, 2013	Mar. 31, 2012
Operating Activities
Net income	$ 578	$ 152
Items not requiring (providing) cash
Depreciation and amortization	148	134
Provision (Credit) for loan losses	(141)	787
Amortization of premiums and discounts on securities	472	510
Amortization of mortgage servicing rights	6	17
Amortization of deferred loan origination fees	(25)	(21)
Amortization of intangible assets	23	23
Increase in value of bank owned life insurance	(70)	(71)
Amortization expense of stock benefit plan	20	17
Loss on sale of foreclosed assets held for sale	3	13
Net gains on sale of loans	(47)	(46)
Proceeds from sale of loans in secondary market	4,402	1,374
Origination of loans for sale in the secondary market	(4,355)	(1,328)
Deferred income taxes	176	104
Accrued interest receivable	(192)	(233)
Prepaid federal deposit insurance premiums	76	73
Other assets	(297)	(531)
Interest payable and other liabilities	(86)	(502)
Net cash provided by operating activities	691	472
Investing Activities
Purchase of available-for-sale securities	(10,902)	(13,885)
Purchase of held-to-maturity securities	(1,610)
Proceeds from maturities and paydowns of available-for-sale securities	11,404	11,182
Proceeds from maturities and paydowns of held-to-maturity securities	20	13
Net change in loans	1,105	(125)
Purchase of bank-owned life insurance		(1,243)
Purchase of premises and equipment	(74)	(74)
Proceeds from the sale of foreclosed assets	122	1,165
Net cash provided by (used in) investing activities	65	(2,967)
Financing Activities
Net change in deposits	(1,034)	(1,964)
Net change in other short-term borrowings	(1,102)	1,619
Proceeds from Federal Home Loan Bank and Federal Reserve advances	1,030	10
Repayments of Federal Home Loan Bank and Federal Reserve advances	(1,000)	20
Advances by borrowers for taxes and insurance	(414)	(333)
Dividends on common stock	(203)	(176)
Treasury stock purchases	(126)
Net cash used in financing activities	(2,849)	(824)
Decrease in Cash and Cash Equivalents	(2,093)	(3,319)
Cash and Cash Equivalents, Beginning of Period	12,055	19,816
Cash and Cash Equivalents, End of Period	9,962	16,497
Supplemental Cash Flows Information:
Interest paid on deposits and borrowings	586	788
Supplemental Disclosure of Non-Cash Investing and Financing Activities
Recognition of mortgage servicing rights	44	13
Dividends payable	$ 206	$ 180