Condensed Consolidated Statements of Income and Comprehensive Income (Unaudited) (USD $) In Thousands, except Per Share data, unless otherwise specified	3 Months Ended
	Mar. 31, 2013	Mar. 31, 2012
Interest and Dividend Income
Loans	$ 2,888	$ 2,986
Securities	656	942
Dividends on Federal Home Loan Bank stock and other	55	59
Total interest and dividend income	3,599	3,987
Interest Expense
Deposits	435	610
Other short term borrowings	2	2
Federal Home Loan Bank advances	152	179
Total interest expense	589	791
Net Interest Income	3,010	3,196
Provision (Credit) for Loan Losses	(141)	787
Net Interest Income After Provision (Credit) for Loan Losses	3,151	2,409
Noninterest Income
Gain on loan sales	47	46
Trust income		92
Earnings on bank-owned life insurance	73	73
Service fees, charges and other operating	270	257
Total noninterest income	390	468
Noninterest Expense
Salaries and employee benefits	1,504	1,637
Net occupancy and equipment expense	477	476
Federal deposit insurance premiums	75	79
Franchise taxes	100	101
Loss on sale of foreclosed assets held for sale	3	13
Amortization of intangible assets	23	23
Other	551	456
Total noninterest expense	2,733	2,785
Income Before Federal Income Taxes	808	92
Provision (Benefit) for Federal Income Taxes	230	(60)
Net Income	578	152
Other comprehensive loss:
Unrealized losses on available-for-sale securities	(322)	(157)
Tax benefit	109	53
Other comprehensive loss	(213)	(104)
Total comprehensive income	$ 365	$ 48
Basic Earnings Per Share	$ 0.20	$ 0.05
Diluted Earnings Per Share	$ 0.20	$ 0.05
Dividends Per Share	$ 0.07	$ 0.06