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Condensed Consolidated Balance Sheets (Unaudited) (USD $)
In Thousands, unless otherwise specified
Mar. 31, 2013
Dec. 31, 2012
ASSETS    
Cash and due from banks $ 6,095 $ 7,303
Interest-bearing demand deposits 3,867 4,752
Cash and cash equivalents 9,962 12,055
Available-for-sale securities 110,228 111,518
Held-to-maturity securities 5,333 3,748
Loans, net of allowance for loan losses of $2,977 and $3,328 at March 31, 2013 and December 31, 2012, respectively 246,910 247,849
Premises and equipment 7,014 7,088
Federal Home Loan Bank stock 5,025 5,025
Foreclosed assets held for sale - net 193 318
Accrued interest receivable 1,420 1,228
Bank-owned life insurance 8,793 8,723
Goodwill 1,719 1,719
Other intangible assets 105 128
Prepaid Federal Deposit Insurance Corporation premiums 520 596
Other assets 2,270 1,944
Prepaid federal income taxes 143 178
Total assets 399,635 402,117
Liabilities    
Demand 77,412 80,668
Savings and money market 117,457 112,229
Time 131,834 134,840
Total deposits 326,703 327,737
Other short-term borrowings 5,975 7,077
Federal Home Loan Bank advances 21,247 21,217
Interest payable and other liabilities 4,673 5,173
Deferred federal income taxes 1,196 1,128
Total liabilities 359,794 362,332
Commitments and Contingencies      
Stockholders' Equity    
Preferred stock, 500,000 shares of $.10 par value authorized; no shares issued      
Common stock, $.10 par value; authorized 9,000,000 shares; 3,978,731 shares issued 398 398
Additional paid-in capital 35,975 35,975
Retained earnings 17,942 17,567
Shares acquired by ESOP (552) (572)
Accumulated other comprehensive income 1,127 1,340
Treasury stock, at cost - 1,029,854 and 1,017,385 shares at March 31, 2013 and December 31, 2012, respectively (15,049) (14,923)
Total stockholders' equity 39,841 39,785
Total liabilities and stockholders' equity $ 399,635 $ 402,117