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Consolidated Statements of Cash Flows (USD $)
In Thousands, unless otherwise specified
9 Months Ended 12 Months Ended
Dec. 31, 2011
Dec. 31, 2012
Operating Activities    
Net income $ 1,334 $ 1,722
Items not requiring (providing) cash    
Depreciation and amortization 426 555
Provision for loan losses 806 773
Amortization of premiums and discounts on securities - net 1,169 2,125
Amortization of mortgage servicing rights 43 65
Amortization of deferred loan origination fees (56) (120)
Amortization of intangible assets 68 91
Deferred income taxes (249) 371
Net gains on sale of loans (102) (273)
Proceeds from sale of loans in secondary market 2,605 6,420
Origination of loans for sale in the secondary market (2,503) (6,147)
Amortization expense of stock benefit plan 53 72
Provision for impairment on foreclosed assets held for sale 681 46
Loss (gain) on sale of foreclosed assets held for sale (6) 13
Increase in value of bank owned life insurance (190) (287)
Accrued interest receivable 333 86
Prepaid federal deposit insurance premiums 219 272
Other assets (69) (1,107)
Interest payable and other liabilities 346 948
Net cash provided by operating activities 4,908 5,625
Investing Activities    
Purchase of available-for-sale securities (28,499) (36,560)
Purchase of held-to-maturity securities (1,136) (2,154)
Proceeds from maturities and paydowns of available-for-sale securities 29,898 53,187
Proceeds from maturities and paydowns of held-to-maturity securities 47 76
Net change in loans 6,570 (16,705)
Purchase of bank-owned life insurance    (1,243)
Purchase of premises and equipment (699) (478)
Proceeds from the sale of foreclosed assets 830 1,208
Net cash provided by (used in) investing activities 7,011 (2,669)
Financing Activities    
Net change in deposits 13,776 (6,111)
Net change in other short-term borrowings (1,095) 1,799
Proceeds from Federal Home Loan Bank and Federal Reserve advances    19,710
Repayments of Federal Home Loan Bank and Federal Reserve advances (12,910) (25,090)
Advances by borrowers for taxes and insurance 382 128
Dividends on common stock (527) (760)
Treasury stock purchases    (393)
Net cash used in financing activities (374) (10,717)
Increase (Decrease) in Cash and Cash Equivalents 11,545 (7,761)
Cash and Cash Equivalents, Beginning of Period 8,271 19,816
Cash and Cash Equivalents, End of Period 19,816 12,055
Supplemental Cash Flows Information:    
Interest paid on deposits and borrowings 3,036 2,814
Federal income taxes paid 530 125
Supplemental Disclosure of Non-Cash Investing and Financing Activities    
Transfers from loans to real estate owned and other repossessed assets 511 302
Recognition of mortgage servicing rights 31 61
Dividends payable $ 180 $ 207