Regulatory Matters (Tables)

12 Months Ended

Dec. 31, 2012

Regulatory Matters Tables

Schedule of Regulatory Capital Requirements

	Actual					For Capital Adequacy Purposes					To Be Well Capitalized Under Prompt Corrective Action Provisions
	Amount		Ratio			Amount		Ratio			Amount		Ratio
	(Dollars in thousands)
As of December 31, 2012
Tier I Capital to average assets (leverage ratio)	$	34,774		8.7	%	$	16,069		4.0	%	$	20,086		5.0	%
Tier I Capital to risk weighted Assets(Core)		34,774		8.7			16,069		4.0			24,103		6.0
Total Capital (risk based)		37,734		16.0			18,916		8.0			23,644		10.0
As of December 31, 2011
Tangible capital	$	35,132		8.7	%	$	6,074		1.5	%	$	20,248		5.0	%
Core capital		35,132		8.7			16,198		4.0			24,297		6.0
Risk-based capital		38,070		16.2			18,802		8.0			23,503		10.0