Condensed Consolidated Statements of Cash Flows (Unaudited) (USD $) In Thousands, unless otherwise specified	3 Months Ended
	Mar. 31, 2012	Mar. 31, 2011
Operating Activities
Net income	$ 152	$ 405
Items not requiring (providing) cash
Depreciation and amortization	134	127
Provision for loan losses	787	122
Amortization of premiums and discounts on securities - net	510	391
Amortization of mortgage servicing rights	17	11
Amortization of deferred loan origination fees	(21)	(16)
Amortization of intangible assets	23	23
Increase in value of bank owned life insurance	(71)	(62)
Amortization expense of stock benefit plan	17	19
Provision for impairment on foreclosed assets held for sale		421
Loss (gain) on sale of foreclosed assets held for sale	13	(4)
Gain on sale of loans	(46)	(7)
Proceeds from sale of loans in secondary market	1,374	385
Origination of loans for sale in the secondary market	(1,328)	(378)
Deferred income taxes	104	(157)
Changes in
Accrued interest receivable	(233)	(356)
Other assets	(531)	222
Prepaid federal deposit insurance premiums	73	114
Interest payable and other liabilities	(502)	(527)
Net cash provided by operating activities	472	733
Investing Activities
Purchase of available-for-sale securities	(13,885)	(11,066)
Proceeds from maturities of available-for-sale securities	11,182	10,543
Proceeds from maturities of held-to-maturity securities	13	12
Net change in loans	(125)	(2,309)
Purchase of Bank owned life insurance	(1,243)
Purchase of premises and equipment	(74)	(24)
Proceeds from the sale of foreclosed assets	1,165	121
Net cash used in investing activities	(2,967)	(2,723)
Financing Activities
Net change in deposits	(1,964)	89
Net change in other short-term borrowings	1,619	(1,086)
Proceeds from Federal Home Loan Bank and Federal Reserve advances	10
Repayments of Federal Home Loan Bank and Federal Reserve advances	20	30
Advances by borrowers for taxes and insurance	(333)	(395)
Cash dividends paid	(176)	(177)
Net cash used in by financing activities	(824)	(1,539)
Decrease in Cash and Cash Equivalents	(3,319)	(3,529)
Cash and Cash equivalents, Beginning of period	19,816	11,800
Cash and Cash equivalents, End of period	16,497	8,271
Supplemental Cash Flows Information:
Interest paid on deposits and borrowings	788	646
Federal income taxes paid		175
Supplemental Disclosure of Non-Cash Investing and Financing Activities
Transfers from loans to foreclosed assets held for sale		77
Unrealized gains on securities designated as available-for- sale, net of related tax effects	(104)	25
Dividends payable	$ 180	$ 180