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Consolidated Statements of Cash Flows (USD $)
In Thousands, unless otherwise specified
9 Months Ended 12 Months Ended
Dec. 31, 2011
Mar. 31, 2011
Operating Activities    
Net income $ 1,334 $ 2,198
Items not requiring (providing) cash    
Depreciation and amortization 426 523
Provision for loan losses 806 552
Amortization of premiums and discounts on securities 1,169 1,151
Amortization of mortgage servicing rights 43 52
Amortization of deferred loan origination fees (56) (78)
Amortization of intangible assets 68 91
Deferred income taxes (249) (322)
Net gain on sale of loans (102) (162)
Proceeds from sale of loans in secondary market 2,605 4,114
Origination of loans for sale in the secondary market (2,503) (3,952)
Amortization expense of stock benefit plan 53 73
Provision for impairment on foreclosed assets held for sale 681 758
Gain on sale of foreclosed assets held for sale (6) (52)
Increase in value of bank owned life insurance (190) (249)
Changes in    
Accrued interest receivable 333 (45)
Prepaid federal deposit insurance premiums 219 454
Other assets (69) 287
Interest payable and other liabilities 347 (179)
Net cash provided by operating activities 4,909 5,214
Investing Activities    
Purchase of available-for-sale securities (28,499) (55,059)
Purchases of held-to-maturity securities (1,136)   
Proceeds from maturities of available-for-sale securities 29,898 41,369
Proceeds from maturities of held-to-maturity securities 47 106
Net change in loans 6,570 5,353
Purchase of premises and equipment (699) (124)
Proceeds from the sale of foreclosed assets 830 1,155
Net cash provided by (used in) investing activities 7,011 (7,200)
Financing Activities    
Net change in deposits 13,776 8,138
Net change in other short-term borrowings (1,095) (1,081)
Proceeds from Federal Home Loan Bank advances    18,750
Repayments of Federal Home Loan Bank advances (12,910) (24,743)
Advances by borrowers for taxes and insurance 382 20
Cash dividends paid (527) (702)
Net cash provided by (used in) by financing activities (374) 382
Increase in Cash and Cash Equivalents 11,545 (1,604)
Cash and Cash equivalents, Beginning of period 8,271 9,875
Cash and Cash equivalents, End of period 19,816 8,271
Supplemental Cash Flows Information Cash Paid For:    
Interest paid on deposits and borrowings 3,036 5,304
Federal income taxes paid 530 745
Supplemental Disclosure of Non-Cash Investing and Financing Activities    
Transfers from loans to foreclosed assets held for sale 511 1,187
Unrealized gains on securities designated as available-for- sale, net of related tax effects 824 (295)
Minimum pension liability adjustment, net of related tax effects 248 10
Recognition of mortgage servicing rights 31 48
Dividends payable $ 180 $ 180