Condensed Consolidated Balance Sheets (Unaudited) (USD $) In Thousands	Sep. 30, 2011	Mar. 31, 2011
ASSETS
Cash and due from banks	$ 7,122	$ 4,833
Interest-bearing demand deposits	5,100	3,438
Cash and cash equivalents	12,222	8,271
Available-for-sale securities	137,474	131,956
Held-to-maturity securities	564	591
Loans receivable - net of allowance for loan losses of $3,629 and $3,203 at September 30, 2011 and March 31, 2011, respectively	229,660	239,993
Premises and equipment	7,276	6,892
Federal Home Loan Bank stock	5,025	5,025
Foreclosed assets held for sale - net	1,482	2,214
Accrued interest receivable	1,598	1,647
Bank-owned life insurance	7,129	7,003
Goodwill	1,719	1,719
Other intangible assets	242	287
Prepaid Federal Deposit Insurance Corporation premiums	940	1,087
Other assets	875	1,045
Prepaid federal income taxes	98	8
Total assets	406,304	407,738
Deposits
Demand	70,927	63,208
Savings and money market	104,786	105,086
Time	152,219	151,778
Total deposits	327,932	320,072
Other short-term borrowings	5,339	6,373
Federal Home Loan Bank advances	29,067	39,507
Accrued interest payable and other liabilities	2,575	2,646
Deferred federal income taxes	1,379	861
Total liabilities	366,292	369,459
Commitments and Contingencies
Stockholders' Equity
Preferred stock, 500,000 shares of $.10 par value authorized; no shares issued	0	0
Common stock, $.10 par value; authorized 9,000,000 shares; 3,978,731 shares issued	398	398
Additional paid-in capital	35,990	35,997
Retained earnings	16,301	15,828
Shares acquired by ESOP	(676)	(719)
Accumulated other comprehensive income, net of tax effects	2,529	1,305
Treasury stock, at cost - 974,618 common shares	(14,530)	(14,530)
Total stockholders' equity	40,012	38,279
Total liabilities and stockholders' equity	$ 406,304	$ 407,738