Condensed Consolidated Statements of Cash Flows (USD $) In Thousands	3 Months Ended
	Jun. 30, 2011	Jun. 30, 2010
Operating Activities
Net income	$ 515	$ 643
Items not requiring (providing) cash
Depreciation and amortization	130	138
Provision for loan losses	70	190
Amortization of premiums and discounts on securities - net	278	178
Amortization of mortgage servicing rights	7	5
Amortization of deferred loan origination fees	(18)	(16)
Amortization of intangible assets	23	23
Increase in value of bank owned life insurance	(61)	(61)
Amortization expense of stock benefit plan	18	23
Provision for impairment on foreclosed assets held for sale	287	46
Gain on sale of foreclosed assets held for sale	0	(14)
Net gain on sale of loans	(18)	(67)
Proceeds from sale of loans in secondary market	513	1,703
Origination of loans for sale in the secondary market	(495)	(1,636)
Deferred income taxes	(23)	(49)
Changes in
Accrued interest receivable	278	225
Other assets	164	199
Prepaid federal deposit insurance premiums	77	114
Interest payable and other liabilities	(87)	(132)
Net cash provided by operating activities	1,658	1,512
Investing Activities
Purchase of available-for-sale securities	(11,663)	(17,594)
Proceeds from maturities of available-for-sale securities	9,000	10,402
Proceeds from maturities of held-to-maturity securities	16	46
Net change in loans	4,410	2,981
Purchase of premises and equipment	(303)	(53)
Proceeds from the sale of foreclosed assets	98	633
Net cash provided by (used in) investing activities	1,558	(3,585)
Financing Activities
Net change in deposits	7,741	1,885
Net change in other short-term borrowings	(414)	908
Proceeds from Federal Home Loan Bank advances	0	4,500
Repayments of Federal Home Loan Bank advances	(4,470)	(6,500)
Advances by borrowers for taxes and insurance	(447)	(419)
Cash dividends paid	(176)	(175)
Net cash provided by financing activities	2,234	199
Increase (Decrease) in Cash and Cash Equivalents	5,450	(1,874)
Cash and Cash equivalents, Beginning of period	8,271	9,875
Cash and Cash equivalents, End of period	13,721	8,001
Cash Paid For:
Interest on deposits and borrowings	1,102	1,469
Supplemental Disclosure of Non-Cash Investing and Financing Activities
Transfers from loans to foreclosed assets held for sale	341	169
Unrealized gains on securities designated as available-for-sale, net of related tax effects	864	497
Dividends payable	$ 180	$ 180