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Condensed Consolidated Balance Sheets (USD $)
In Thousands
Jun. 30, 2011
Mar. 31, 2011
ASSETS    
Cash and due from banks $ 11,236 $ 4,833
Interest-bearing demand deposits 2,485 3,438
Cash and cash equivalents 13,721 8,271
Available-for-sale securities 135,652 131,956
Held-to-maturity securities 573 591
Loans receivable - net of allowance for loan losses of $3,221 and $3,203 at June 30, 2011 and March 31, 2011, respectively 235,126 239,993
Premises and equipment 7,065 6,892
Federal Home Loan Bank stock 5,025 5,025
Foreclosed assets held for sale - net 2,234 2,214
Accrued interest receivable 1,369 1,647
Bank-owned life insurance 7,064 7,003
Goodwill 1,719 1,719
Other intangible assets 264 287
Prepaid Federal Deposit Insurance Corporation premiums 1,010 1,087
Other assets 882 1,045
Prepaid federal income taxes 0 8
Total assets 411,704 407,738
Deposits    
Demand 69,129 63,208
Savings and money market 105,685 105,086
Time 152,999 151,778
Total deposits 327,813 320,072
Other short-term borrowings 5,959 6,373
Federal Home Loan Bank advances 35,037 39,507
Accrued interest payable and other liabilities 1,960 2,646
Accrued federal income taxes 152 0
Deferred federal income taxes 1,283 861
Total liabilities 372,204 369,459
Commitments and Contingencies 0 0
Stockholders' Equity    
Preferred stock, 500,000 shares of $.10 par value authorized; no shares issued 0 0
Common stock, $.10 par value; authorized 9,000,000 shares; 3,978,731 shares issued 398 398
Additional paid-in capital 35,993 35,997
Retained earnings 16,167 15,828
Shares acquired by ESOP (697) (719)
Accumulated other comprehensive income, net of tax effects 2,169 1,305
Treasury stock, at cost - 974,618 common shares (14,530) (14,530)
Total stockholders' equity 39,500 38,279
Total liabilities and stockholders' equity $ 411,704 $ 407,738