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Note 12 - Regulatory Matters (Tables)
3 Months Ended
Mar. 31, 2024
Notes Tables  
Schedule of Compliance with Regulatory Capital Requirements under Banking Regulations [Table Text Block]
  

FNCB Bank

  

Minimum Required For Capital Adequacy Purposes

  

Minimum Required For Capital Adequacy Purposes with Conservation Buffer

  

Minimum Required To Be Well Capitalized Under Prompt Corrective Action Regulations

 

(dollars in thousands)

 

Amount

  

Ratio

  

Ratio

  

Ratio

  

Ratio

 

March 31, 2024

                    
                     

Total capital (to risk-weighted assets)

 $189,786   13.45%  8.00%  10.50%  10.00%
                     

Tier I capital (to risk-weighted assets)

  176,172   12.49%  6.00%  8.50%  8.00%
                     

Tier I common equity (to risk-weighted assets)

  176,172   12.49%  4.50%  7.00%  6.50%
                     

Tier I capital (to average assets)

  176,172   9.47%  4.00%  4.00%  5.00%
                     

Total risk-weighted assets

  1,410,755                 
                     

Total average assets

  1,861,189                 
  

FNCB Bank

  

Minimum Required For Capital Adequacy Purposes

  

Minimum Required For Capital Adequacy Purposes with Conservation Buffer

  

Minimum Required To Be Well Capitalized Under Prompt Corrective Action Regulations

 

(dollars in thousands)

 

Amount

  

Ratio

  

Ratio

  

Ratio

  

Ratio

 

December 31, 2023

                    
                     

Total capital (to risk-weighted assets)

 $175,296   12.66%  8.00%  10.50%  10.00%
                     

Tier I capital (to risk-weighted assets)

  161,896   11.69%  6.00%  8.50%  8.00%
                     

Tier I common equity (to risk-weighted assets)

  161,896   11.69%  4.50%  7.00%  6.50%
                     

Tier I capital (to average assets)

  161,896   8.76%  4.00%  4.00%  5.00%
                     

Total risk-weighted assets

  1,384,710                 
                     

Total average assets

  1,848,752