Consolidated Statements of Income (Unaudited) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2020	Mar. 31, 2019
Interest income
Interest and fees on loans	$ 9,139	$ 9,407
Interest and dividends on securities:
U.S. government agencies	750	893
State and political subdivisions, tax free	57	37
State and political subdivisions, taxable	765	1,021
Other securities	412	205
Total interest and dividends on securities	1,984	2,156
Interest on interest-bearing deposits in other banks	21	46
Total interest income	11,144	11,609
Interest expense
Interest on deposits	1,660	2,238
Interest on borrowed funds:
Federal Reserve Bank Discount Window advances
Federal Home Loan Bank of Pittsburgh advances	219	287
Junior subordinated debentures	88	114
Subordinated debentures		24
Total interest on borrowed funds	307	425
Total interest expense	1,967	2,663
Net interest income before provision (credit) for loan and lease losses	9,177	8,946
Provision (credit) for loan and lease losses	1,151	(154)
Net interest income after provision (credit) for loan and lease losses	8,026	9,100
Non-interest income
Deposit service charges	825	685
Net gain on the sale of available-for-sale debt securities	149	160
Net gain on equity securities	14	12
Net gain on the sale of mortgage loans held for sale	96	56
Loan-related fees	56	79
Income from bank-owned life insurance	129	131
Merchant services revenue	135	118
Other	290	274
Total non-interest income	1,694	1,515
Non-interest expense
Salaries and employee benefits	3,929	3,899
Occupancy expense	554	550
Equipment expense	371	307
Advertising expense	207	197
Data processing expense	725	781
Regulatory assessments	59	168
Bank shares tax	300	278
Expense of other real estate owned	55	51
Professional fees	188	332
Insurance expense	123	126
Other operating expenses	694	736
Total non-interest expense	7,205	7,425
Income before income tax expense	2,515	3,190
Income tax expense	452	555
Net income	$ 2,063	$ 2,635
Earnings per share
Basic (in dollars per share)	$ 0.10	$ 0.14
Diluted (in dollars per share)	0.10	0.14
Cash dividends declared per common share (in dollars per share)	$ 0.055	$ 0.05
WEIGHTED AVERAGE NUMBER OF SHARES OUTSTANDING:
Basic (in shares)	20,172,498	18,720,502
Diluted (in shares)	20,176,565	18,733,652