Note 12 - Commitments, Contingencies and Concentrations (Tables)

12 Months Ended

Dec. 31, 2019

Notes Tables

Lease, Cost [Table Text Block]

(in thousands)	For the Year Ended December 31, 2019
Operating lease cost - bank branches	$	343
Operating lease cost - automobiles and equipment		31
Short-term lease cost - office space		42
Short-term lease cost - automobiles and equipment		2
Variable lease cost		-
Total lease cost	$	418

Lessee, Operating Lease, Liability, Maturity [Table Text Block]

(in thousands)	December 31, 2019
2020	$	387
2021		353
2022		331
2023		323
2024		287
2025 and thereafter		2,813
Total lease payments		4,494
Less: imputed interest		1,023
Present value of operating lease liabilities	$	3,471

Lease, Other Information Related to Operating Leases [Table Text Block]

(dollars in thousands)	December 31, 2019
Weighted-average remaining lease term	14.3 years
Weighted-average discount rate		3.45	%
Cash paid for amounts included in the measurement of lease liabilities:
Operating cash flows from operating leases	$	385

Schedule of Future Minimum Rental Payments for Operating Leases [Table Text Block]

	Minimum Future Lease Payments
	December 31, 2018
(in thousands)	Facilities		Vehicles & Equipment		Total
2019	$	385	$	13	$	398
2021		313		1		314
2022		287		-		287
2023		265		-		265
2024		223		-		223
2025 and thereafter		820		-		820
Total	$	2,293	$	14	$	2,307

Schedule of Fair Value, Off-balance Sheet Risks [Table Text Block]

	December 31,
(in thousands)	2019		2018
Commitments to extend credit	$	275,891	$	181,322
Standby letters of credit		15,081		15,121

Schedules of Concentration of Risk, by Risk Factor [Table Text Block]

	December 31, 2019						December 31, 2018
				% of					% of
(in thousands)	Amount			Gross Loans			Amount		Gross Loans
Retail space/shopping centers	$	43,865			5.31	%	$	48,021		5.75	%
1-4 family residential investment properties		38,122			4.61	%		38,756		4.64	%
Physicians		26,739	*		3.24	%		25,379		3.04	%