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Note 5 - Loans (Tables)
 12 Months Ended
Dec. 31, 2019
Notes Tables  
Schedule of Accounts, Notes, Loans and Financing Receivable [Table Text Block]
   
December 31,
  
(in thousands)
  
2019
    
2018
  
Residential real estate
   $
170,723
     $
164,833
  
Commercial real estate
    
278,379
      
262,778
  
Construction, land acquisition and development
    
47,484
      
20,813
  
Commercial and industrial
    
147,623
      
150,962
  
Consumer
    
138,239
      
176,784
  
State and political subdivisions
    
43,908
      
59,037
  
Total loans, gross
    
826,356
      
835,207
  
Unearned income
    
(69
 )    
(70
 )
Net deferred loan costs
    
2,192
      
3,963
  
Allowance for loan and lease losses
    
(8,950
 )    
(9,519
 )
Loans, net
   $
819,529
     $
829,581
  
Financing Receivable, Allowance for Credit Loss [Table Text Block]
Allowance for Loan and Lease Losses by Loan Category
  
December 31, 2019
  
(in thousands)
  
Residential Real Estate
    
Commercial Real Estate
    
Construction, Land Acquisition and Development
    
Commercial and Industrial
    
Consumer
    
State and Political Subdivisions
    
Unallocated
    
Total
  
Allowance for loan losses:
      
 
      
 
      
 
      
 
      
 
      
 
      
 
      
 
Beginning balance, January 1, 2019
   $
1,175
     $
3,107
     $
188
     $
2,552
     $
2,051
     $
417
     $
29
     $
9,519
  
Charge-offs
    
(27
 )    
-
      
(18
 )    
(1,258
 )    
(1,311
 )    
-
      
-
      
(2,614
 )
Recoveries
    
9
      
32
      
82
      
364
      
761
      
-
      
-
      
1,248
  
Provisions (credits)
    
(10
 )    
59
      
19
      
339
      
157
      
(164
 )    
397
      
797
  
Ending balance, December 31, 2019
   $
1,147
     $
3,198
     $
271
     $
1,997
     $
1,658
     $
253
     $
426
     $
8,950
  
                                                                 
Specific reserve
   $
9
     $
221
     $
-
     $
242
     $
1
     $
-
     $
-
     $
473
  
                                                                 
General reserve
   $
1,138
     $
2,977
     $
271
     $
1,755
     $
1,657
     $
253
     $
426
     $
8,477
  
                                                                 
Loans receivable:
      
 
      
 
      
 
      
 
      
 
      
 
      
 
      
 
Individually evaluated for impairment
   $
2,711
     $
11,640
     $
76
     $
1,164
     $
195
     $
-
     $
-
     $
15,786
  
Collectively evaluated for impairment
    
168,012
      
266,739
      
47,408
      
146,459
      
138,044
      
43,908
      
-
      
810,570
  
Total loans, gross at December 31, 2019
   $
170,723
     $
278,379
     $
47,484
     $
147,623
     $
138,239
     $
43,908
     $
-
     $
826,356
  
Allowance for Loan and Lease Losses by Loan Category
  
December 31, 2018
  
(in thousands)
  
Residential Real Estate
    
Commercial Real Estate
    
Construction, Land Acquisition and Development
    
Commercial and Industrial
    
Consumer
    
State and Political Subdivisions
    
Unallocated
    
Total
  
Allowance for loan losses:
      
 
      
 
      
 
      
 
      
 
      
 
      
 
      
 
Beginning balance, January 1, 2018
   $
1,236
     $
3,499
     $
209
     $
2,340
     $
1,395
     $
355
     $
-
     $
9,034
  
Charge-offs
    
(63
 )    
(1,845
 )    
-
      
(97
 )    
(1,134
 )    
-
      
-
      
(3,139
 )
Recoveries
    
135
      
42
      
30
      
291
      
576
      
-
      
-
      
1,074
  
Provisions (credits)
    
(133
 )    
1,411
      
(51
 )    
18
      
1,214
      
62
      
29
      
2,550
  
Ending balance, December 31, 2018
   $
1,175
     $
3,107
     $
188
     $
2,552
     $
2,051
     $
417
     $
29
     $
9,519
  
                                                                 
Specific reserve
   $
14
     $
41
     $
-
     $
600
     $
2
     $
-
     $
-
     $
657
  
                                                                 
General reserve
   $
1,161
     $
3,066
     $
188
     $
1,952
     $
2,049
     $
417
     $
29
     $
8,862
  
                                                                 
Loans receivable:
      
 
      
 
      
 
      
 
      
 
      
 
      
 
      
 
Individually evaluated for impairment
   $
1,847
     $
9,408
     $
82
     $
697
     $
383
     $
-
     $
-
     $
12,417
  
Collectively evaluated for impairment
    
162,986
      
253,370
      
20,731
      
150,265
      
176,401
      
59,037
      
-
      
822,790
  
Total loans, gross at December 31, 2018
   $
164,833
     $
262,778
     $
20,813
     $
150,962
     $
176,784
     $
59,037
     $
-
     $
835,207
  
Financing Receivable Credit Quality Indicators [Table Text Block]
Credit Quality Indicators
  
December 31, 2019
  
   
Commercial Loans
    
Other Loans
      
 
 
     
 
 
  
Special
      
 
 
    
 
 
    
 
 
  
Subtotal
    
Accruing
    
Non-accrual
    
Subtotal
    
Total
  
   
Pass
    
Mention
    
Substandard
    
Doubtful
    
Loss
    
Commercial
    
Loans
    
Loans
    
Other
    
Loans
  
Residential real estate
   $
32,219
     $
177
     $
307
     $
-
     $
-
     $
32,703
     $
136,709
     $
1,311
     $
138,020
     $
170,723
  
Commercial real estate
    
266,112
      
1,668
      
10,599
      
-
      
-
      
278,379
      
-
      
-
      
-
      
278,379
  
Construction, land acquisition and development
    
46,361
      
-
      
-
      
-
      
-
      
46,361
      
1,123
      
-
      
1,123
      
47,484
  
Commercial and industrial
    
140,589
      
426
      
1,484
      
-
      
-
      
142,499
      
5,124
      
-
      
5,124
      
147,623
  
Consumer
    
3,111
      
-
      
-
      
-
      
-
      
3,111
      
134,457
      
671
      
135,128
      
138,239
  
State and political subdivisions
    
43,908
      
-
      
-
      
-
      
-
      
43,908
      
-
      
-
      
-
      
43,908
  
Total
   $
532,300
     $
2,271
     $
12,390
     $
-
     $
-
     $
546,960
     $
277,413
     $
1,982
     $
279,395
     $
826,356
  
Credit Quality Indicators
  
December 31, 2018
  
   
Commercial Loans
    
Other Loans
      
 
 
     
 
 
  
Special
      
 
 
    
 
 
    
 
 
  
Subtotal
    
Accruing
    
Non-accrual
    
Subtotal
    
Total
  
   
Pass
    
Mention
    
Substandard
    
Doubtful
    
Loss
    
Commercial
    
Loans
    
Loans
    
Other
    
Loans
  
Residential real estate
   $
33,573
     $
291
     $
154
     $
-
     $
-
     $
34,018
     $
130,132
     $
683
     $
130,815
     $
164,833
  
Commercial real estate
    
250,674
      
1,858
      
10,246
      
-
      
-
      
262,778
      
-
      
-
      
-
      
262,778
  
Construction, land acquisition and development
    
17,704
      
-
      
757
      
-
      
-
      
18,461
      
2,352
      
-
      
2,352
      
20,813
  
Commercial and industrial
    
137,888
      
4,193
      
2,448
      
-
      
-
      
144,529
      
6,421
      
12
      
6,433
      
150,962
  
Consumer
    
2,024
      
-
      
-
      
-
      
-
      
2,024
      
174,373
      
387
      
174,760
      
176,784
  
State and political subdivisions
    
57,345
      
1,665
      
27
      
-
      
-
      
59,037
      
-
      
-
      
-
      
59,037
  
Total
   $
499,208
     $
8,007
     $
13,632
     $
-
     $
-
     $
520,847
     $
313,278
     $
1,082
     $
314,360
     $
835,207
  
Financing Receivable, Past Due [Table Text Block]
   
December 31, 2019
  
   
Delinquency Status
  
   
0-29 Days
    
30-59 Days
    
60-89 Days
    
>/= 90 Days
      
 
 
(in thousands)
  
Past Due
    
Past Due
    
Past Due
    
Past Due
    
Total
  
Performing (accruing) loans:
      
 
      
 
      
 
      
 
      
 
Residential real estate
   $
168,754
     $
134
     $
261
     $
-
     $
169,149
  
Commercial real estate
    
272,561
      
75
      
106
      
-
      
272,742
  
Construction, land acquisition and development
    
47,484
      
-
      
-
      
-
      
47,484
  
Commercial and industrial
    
146,221
      
200
      
-
      
-
      
146,421
  
Consumer
    
135,384
      
1,695
      
489
      
-
      
137,568
  
State and political subdivisions
    
43,908
      
-
      
-
      
-
      
43,908
  
Total performing (accruing) loans
    
814,312
      
2,104
      
856
      
-
      
817,272
  
                                         
Non-accrual loans:
      
 
      
 
      
 
      
 
      
 
Residential real estate
    
873
      
17
      
228
      
456
      
1,574
  
Commercial real estate
    
2,520
      
893
      
434
      
1,790
      
5,637
  
Construction, land acquisition and development
    
-
      
-
      
-
      
-
      
-
  
Commercial and industrial
    
943
      
-
      
114
      
145
      
1,202
  
Consumer
    
193
      
93
      
38
      
347
      
671
  
State and political subdivisions
    
-
      
-
      
-
      
-
      
-
  
Total non-accrual loans
    
4,529
      
1,003
      
814
      
2,738
      
9,084
  
Total loans receivable
   $
818,841
     $
3,107
     $
1,670
     $
2,738
     $
826,356
  
   
December 31, 2018
  
   
Delinquency Status
  
   
0-29 Days
    
30-59 Days
    
60-89 Days
    
>/= 90 Days
      
 
 
(in thousands)
  
Past Due
    
Past Due
    
Past Due
    
Past Due
    
Total
  
Performing (accruing) loans:
      
 
      
 
      
 
      
 
      
 
Residential real estate
   $
163,690
     $
319
     $
136
     $
-
     $
164,145
  
Commercial real estate
    
259,904
      
-
      
-
      
-
      
259,904
  
Construction, land acquisition and development
    
20,813
      
-
      
-
      
-
      
20,813
  
Commercial and industrial
    
150,108
      
87
      
20
      
-
      
150,215
  
Consumer
    
173,890
      
2,221
      
286
      
-
      
176,397
  
State and political subdivisions
    
59,037
      
-
      
-
      
-
      
59,037
  
Total performing (accruing) loans
    
827,442
      
2,627
      
442
      
-
      
830,511
  
                                         
Non-accrual loans:
      
 
      
 
      
 
      
 
      
 
Residential real estate
    
443
      
-
      
136
      
109
      
688
  
Commercial real estate
    
1,061
      
-
      
-
      
1,813
      
2,874
  
Construction, land acquisition and development
    
-
      
-
      
-
      
-
      
-
  
Commercial and industrial
    
677
      
50
      
-
      
20
      
747
  
Consumer
    
91
      
61
      
74
      
161
      
387
  
State and political subdivisions
    
-
      
-
      
-
      
-
      
-
  
Total non-accrual loans
    
2,272
      
111
      
210
      
2,103
      
4,696
  
Total loans receivable
   $
829,714
     $
2,738
     $
652
     $
2,103
     $
835,207
  
Impaired Financing Receivables [Table Text Block]
   
December 31, 2019
  
   
Recorded
    
Unpaid Principal
    
Related
  
(in thousands)
  
Investment
    
Balance
    
Allowance
  
With no allowance recorded:
      
 
      
 
      
 
Residential real estate
   $
1,217
     $
1,303
     $
-
  
Commercial real estate
    
4,548
      
6,007
      
-
  
Construction, land acquisition and development
    
76
      
76
      
-
  
Commercial and industrial
    
593
      
850
      
-
  
Consumer
    
23
      
26
      
-
  
State and political subdivisions
    
-
      
-
      
-
  
Total impaired loans with no related allowance recorded
    
6,457
      
8,262
      
-
  
                         
With a related allowance recorded:
      
 
      
 
      
 
Residential real estate
    
1,494
      
1,494
      
9
  
Commercial real estate
    
7,092
      
7,811
      
221
  
Construction, land acquisition and development
    
-
      
-
      
-
  
Commercial and industrial
    
571
      
573
      
242
  
Consumer
    
172
      
172
      
1
  
State and political subdivisions
    
-
      
-
      
-
  
Total impaired loans with a related allowance recorded
    
9,329
      
10,050
      
473
  
                         
Total of impaired loans:
      
 
      
 
      
 
Residential real estate
    
2,711
      
2,797
      
9
  
Commercial real estate
    
11,640
      
13,818
      
221
  
Construction, land acquisition and development
    
76
      
76
      
-
  
Commercial and industrial
    
1,164
      
1,423
      
242
  
Consumer
    
195
      
198
      
1
  
State and political subdivisions
    
-
      
-
      
-
  
Total impaired loans
   $
15,786
     $
18,312
     $
473
  
   
December 31, 2018
  
   
Recorded
    
Unpaid Principal
    
Related
  
(in thousands)
  
Investment
    
Balance
    
Allowance
  
With no allowance recorded:
      
 
      
 
      
 
Residential real estate
   $
313
     $
375
     $
-
  
Commercial real estate
    
7,149
      
8,795
      
-
  
Construction, land acquisition and development
    
82
      
82
      
-
  
Commercial and industrial
    
-
      
-
      
-
  
Consumer
    
26
      
28
      
-
  
State and political subdivisions
    
-
      
-
      
-
  
Total impaired loans with no related allowance recorded
    
7,570
      
9,280
      
-
  
                         
With a related allowance recorded:
      
 
      
 
      
 
Residential real estate
    
1,534
      
1,534
      
14
  
Commercial real estate
    
2,259
      
2,259
      
41
  
Construction, land acquisition and development
    
-
      
-
      
-
  
Commercial and industrial
    
697
      
697
      
600
  
Consumer
    
357
      
357
      
2
  
State and political subdivisions
    
-
      
-
      
-
  
Total impaired loans with a related allowance recorded
    
4,847
      
4,847
      
657
  
                         
Total of impaired loans:
      
 
      
 
      
 
Residential real estate
    
1,847
      
1,909
      
14
  
Commercial real estate
    
9,408
      
11,054
      
41
  
Construction, land acquisition and development
    
82
      
82
      
-
  
Commercial and industrial
    
697
      
697
      
600
  
Consumer
    
383
      
385
      
2
  
State and political subdivisions
    
-
      
-
      
-
  
Total impaired loans
   $
12,417
     $
14,127
     $
657
  
Schedule of Average Balance and Interest Income on Impaired Loans [Table Text Block]
   
Year Ended December 31,
  
   
2019
    
2018
  
   
Average
    
Interest
    
Average
    
Interest
  
(in thousands)
  
Balance
    
Income (1)
    
Balance
    
Income (1)
  
Residential real estate
   $
2,157
     $
84
     $
1,827
     $
83
  
Commercial real estate
    
10,092
      
297
      
8,580
      
311
  
Construction, land acquisition and development
    
79
      
5
      
83
      
5
  
Commercial and industrial
    
1,207
      
1
      
759
      
1
  
Consumer
    
243
      
11
      
388
      
17
  
State and political subdivisions
    
-
      
-
      
-
      
-
  
Total impaired loans
   $
13,778
     $
398
     $
11,637
     $
417
  
Financing Receivable, Troubled Debt Restructuring [Table Text Block]
   
Year Ended December 31, 2019
  
     
 
 
  
Pre-Modification Outstanding Recorded Investment by
      
 
 
     
 
 
  
Type of Modification
      
 
 
(in thousands)
  
Number of Contracts
    
Extension of Term
    
Extension of Term and Capitalization of Taxes
    
Capitalization of Taxes
    
Principal Forbearance
    
Total
    
Post-Modification Outstanding Recorded Investment
  
Loan category:
      
 
      
 
      
 
      
 
      
 
      
 
      
 
Residential real estate    
4
     $
24
     $
-
     $
42
     $
208
     $
274
     $
289
  
Commercial real estate
    
2
      
432
      
178
      
-
      
-
      
610
      
644
  
Construction, land acquisition and development
    
-
      
-
      
-
      
-
      
-
      
-
      
-
  
Commercial and industrial
    
4
      
933
      
-
      
-
      
-
      
933
      
932
  
Consumer    
-
      
-
      
-
      
-
      
-
      
-
      
-
  
State and political subdivisions
    
-
      
-
      
-
      
-
      
-
      
-
      
-
  
Total modifications
    
10
     $
1,389
     $
178
     $
42
     $
208
     $
1,817
     $
1,865